Unsecured personal loan Info
You can get a personal loan from Umpqua Bank by visiting one of its 300 branches in Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah or Washington, or by applying online. In principle, you must be of legal age (+18) and meet the following requirements:
- Show a score of 650 or higher
- Have a debt-to-income ratio of less than 50%.
- Have U.S. citizenship or permanent residency
As for the documentation you must submit, have on hand:
- Gross monthly income
- Social Security Number
- Valid driver's license
- Monthly cost of housing or rent
Once you make the application and process the paperwork, this entity will review your case to give you the approval or not. For this loan you do not need an Umpqua checking or savings account, but having one allows you to get a 0.5% discount on the APR by enabling automatic payments for the corresponding installments.
There are some important facts worth mentioning about this financing. You have a wide range of amounts, you can choose a secured loan, there are joint applications, and you will need proof of assets when you apply for $50k or more. If you have questions, you can use their web chat, connect to the Go-To app or call 1-(866)-486-7782.
Umpqua Bank's personal loan can be an excellent financing alternative for Umpqua Bank customers who meet their requirements. If this is not your case, Busconómico is a reliable source where you can find that extra money with the best conditions in the market.
Español: Préstamo personal no asegurado del banco Umpqua