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Following the recent merger with Columbia Bank, Umpqua Bank's presence has expanded to more than 300 branches in 8 different states. It ranks among the 30 largest financial institutions in the United States.
To access its personal banking products, you must first open one of its checking or savings accounts, for which you have the option of doing the process in person at its establishments or using the Internet, on its website or mobile application.
Although it does not have a very extensive catalog of accounts, the ones it offers cover the needs of most customers. In addition, it is easy to avoid maintenance fees.
Umpqua Bank Checking Accounts
Currently, this financial institution offers 3 different checking accounts for individual users: the basic Embark Checking, the Access Checking, and the Attain Checking.
The latter account is interest-bearing and offers greater advantages, such as better returns on deposits, but is designed for customers with more purchasing power, starting with a monthly fee that can only be avoided with a high balance in the account.
Umpqua Bank savings accounts
Within this type of remunerated accounts you have several options, but the profitability you can get is far below other more attractive options, such as CIT Bank accounts or those offered by Capital One.
With Umpqua Bank you can sign up for a basic savings account, the Grow Savings, and also two money market accounts, the Thrive Money Market and the Prosper Money Market.
You also have the option to sign up for other specialized savings accounts, such as the IRA for retirement or the HSA for health care expenses.
Español: Cuentas de cheques y de ahorro del Umpqua Bank