11/30/2022
Those who live in Houston (Texas) or are planning to move to this Lone Star State city need to know their financing options.
Since your paycheck is often not enough or your commitments leave you without money at the end of the month, a little extra cash is always welcome. Here's how to find personal loans in this city.
Where to get personal loans in Houston?
As one of the most developed cities in the U.S., you don't have to go far to get a secured or unsecured personal loan in Houston, Texas.
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Residents of this metropolis can visit a traditional bank, credit union or savings institution to make up for a lack of capital. There are also several platforms for express credit, mini-loans or fast loans online.
Both traditional and online financing is becoming faster and faster, with fewer requirements and more transparent conditions.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 300 and $ 5,000
- Term: entre 14 days y 12 months
- Extra:Consult with the entity the interest rate and the APRAddress: 2929 Floyd Street, Burbank 91504 CA
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
There are loans for all tastes and needs, such as title loans, payday loans, P2P or secured personal loans. Each one can play a role in your personal finances if you know their risks well.
In Houston, credit card and student loan debt has become a topic of discussion because of its high levels. On the other hand, many Texas residents pay at least $4,500 a year in medical expenses.
This combination of factors makes fast financing an alternative that may solve some emergencies or unexpected situations.
What are the rates for loans in Houston?
The personal loan market in Houston, and the rest of the country has become quite competitive due to the wide variety of offers available.
Whether you have a good-to-excellent or fair-to-bad FICO score, you can get a reliable lender to get extra cash. Increased competition has also influenced interest rates.
There are banks, credit unions or online services that can give you a low initial rate for financing with a term of at least 5 years to repay. Getting a prime APR will also depend on your credit history.
In the range of fast loans, title loans and payday loans are the most expensive, with rates that can exceed 1,000% per annum and terms of less than one month.
We remind you that companies dedicated to fast financing in Houston must be duly registered with the Texas Office of Consumer Credit Commissioner Consumer Credit Commissioner if their interest rates exceed 10%.
This requirement is intended to protect users who want to use an unsecured personal loan, line of credit or fixed-rate credit for any emergency or purchase.
What requirements must you meet to obtain financing?
Among the requirements you must meet or may be asked to meet, most lenders require:
- Be of legal age (18 or 21 years old).
- Have a source of income through employment or pension.
- Have a bank account in your name for deposit/payment.
- Show an official photo ID (passport, license or other government issued ID).
- Have a utility bill or receipt to prove your current address.
A Brief History of Houston
This Texan city is the 4th most populated city in the United States. Located near the Gulf of Mexico and Galveston Bay, it is home to at least 2.4 million people. It is also considered the 8th most expensive metropolis in the country.
Economically, Houston generates a GDP equivalent to about $500 billion a year, placing it among the top 10 most productive cities. As a result, the average family generates about $52,500 in income, the unemployment rate stands at 5% and the poverty level is 21%.
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Named after General Sam Houston (victor over the Mexicans), this global city stands out for its influence in the energy, aerospace, manufacturing and transportation industries.
In addition, the Port of Houston is ranked No. 1 in international trade, has the Texas Medical Center, is considered the most racially diverse in the country and at least 7 million people visit its cultural attractions each year.
Getting personal loans in Houston, Texas, is not complicated and you can access amounts up to $100,000 if you have an excellent FICO score.
With terms ranging up to 7 years to repay and competitive interest rates both online and offline, you have good options to supplement your paycheck when you need it most.
At Busconómico we are aware of the growing need for personal loans and other financial products that complement personal finances. That's why we review the companies, institutions and offers with the best reputation.
Español: Préstamos personales en Houston (Texas)