Reviews, evaluations and opinions of our experts on the products and services that appear on this page are totally objective and independent. Some products may be from our partners who compensate us, which may influence where and how they are displayed. Advertising disclosure.
Just as there are financial institutions that offer little variety of personal loans, even some that do not offer any beyond Auto loans, Umpqua bank has a wide range of consumer loans.
All of them can be contracted if you have an open checking account with the company, even some if you do not have any relationship with the bank.
You have the possibility of applying for this type of financing both in Umpqua Bank's branches and through the Internet, on its website or its mobile application, available for Android and Apple devices.
Umpqua Bank Personal Loans
Within this category we include those that can be used for multiple purposes, such as financing a trip, a wedding, a reform, studies or any other project.
Thus, with this entity we can find unsecured personal loans and secured loans. The latter are guaranteed by a certificate of deposit that must remain active until you return the money.
Umpqua Bank Credit Lines
Within this type of financing, the entity offers two options: the Expressline of up to $50,000 and an annual handling fee of $35, and the Executiveline of up to $100,000, with a fee of $75 per year to keep it active.
Auto Loans
If you want to buy or refinance a car or other motor vehicles, such as motor homes or boats, with Umpqua Bank you have the option of taking out their auto loans for automobiles, up to 100% of the value, and their recreational vehicle loan, where you can get up to 90% ltv.
Español: Préstamos y líneas de crédito personales del banco Umpqua