Busconomico, compare loans and banking products in the USA

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At Busconomico we have a team of experts in economics and finance who are responsible for compiling all the necessary information on the different products offered by financial institutions, either publicly or in consultation with the communication departments of each of them, to offer all the details of each product in an easily understandable way for the user.

In addition, in our blog you will be able to find a lot of information about the economic news and the different economic concepts that you need to know to better understand how the banking and financial sector works.

The main products that you can compare on our portal are the following:

Quick and personal loans

If you need to get money to buy a car, to make reforms in your house, to take a trip, for your studies, to organize an event or any other reason that you can think of, one of the most common ways is to resort to a loan staff.

In addition to traditional banks, there are many other financial entities that provide you with this type of resource. There are even fast loans, which offer you urgent money on the same day, with few requirements and even online and with a bad credit rating.

Credit cards

To pay for your day-to-day purchases or to finance larger purchases, credit cards are a very versatile resource that millions of people use every day.

In addition, technology makes it increasingly easier to use this means of payment, since it is possible to carry all your cards on your cell phone without having to physically carry them, paying directly through this device.

Checking and savings accounts

Bank accounts make our personal finances much easier, since they allow us to deposit our money safely in the bank and use it as we need it, either by withdrawing it through an ATM or paying for your purchases with your cards.

They also allow the direct debit of your payroll and other income, as well as payments of bills and usual supplies, such as telephone, electricity, water or internet.

Savings accounts are a type of bank account designed for you to deposit money that you are not going to use in the short term and obtain a return on it in the form of interest, so you will get extra money.

Mortgages

Personal loans are useful when we need not very high amounts, but when we talk about buying a home, building it or carrying out other projects with very high amounts, we need to resort to loans with mortgage guarantee, which are those in which the property is provided as collateral.

In this way, financing can be obtained with much more favorable conditions than personal loans and for a longer time, thus obtaining a monthly fee that can be easily assumed. With the mortgages offered by banks and financial institutions, you can even get several million dollars.

Blog

In our blog you will find all kinds of useful information for your personal finances, advice on saving, detailed reports on financial products, opinions and many other news that may be of interest to you, so that you can save as much as possible.

What is the down payment on a mortgage loan?

Mortgage loans are known for their extensive paperwork and demanding requirements. Among the many terms you should be familiar with is down payment, which can be summarized as the portion of the home's value that you contribute from your savings. But although it may seem simple, this term has different implications when it comes to taking out a mortgage loan in the United States. Here we explain it in more detail.You may be interested in: First-time homebuyers grants and loans in Florida [TO..

How to apply for unemployment benefits in Florida?

Florida is the third-largest state in terms of population, after California and Texas, with more than 21 million inhabitants, and has a very dynamic economy, with a high percentage in the tourism and services sector. The unemployment rate in Florida is usually very low and citizens who lose their jobs can easily find another job in a short period of time. [TOC] Still, unemployed people can apply for grants to get some income while they find a new job. In this article we tell you how to apply for..

Allstate customer service phone number: 800-726-6033

Allstate is one of the largest insurers in the United States, offering policies in every state in the union. Its main business is in auto insurance, but it also offers coverage for home, business, condo, renters and life insurance. If you need to contact this insurance company, you have the option of calling their customer service phone number or one of their other helpline numbers. You also have other options, such as through its website, its mobile application or its wide network of agents. Yo..

Personal loans in Santa Ana (California) near me

California is one of the economic engines of the USA and where many people want to live because of its overall quality of life. If you are already there or intend to move and are interested in finding out how to get personal loans in Santa Ana, here is a brief guide to help you get your bearings. [TOC] Where to get loans in Santa Ana near me? The need for money is something that most have experienced and can happen due to various circumstances. Getting personal loans in Santa Ana has become easi..

What is Sallie Mae and what products does it offer?

Today, SLMA or Sallie Mae is perhaps the most important bank in terms of private student loans. We can say that for 50 years it has been playing a social role in the academic context, which has had a great impact on the communities. In this time, Sallie Mae has become a banking institution that goes beyond financial aid for students. It is a publicly traded company that offers a wide variety of products to help people achieve their goals.[TOC] Sallie Mae Student Loans In Busconómico we have ana..

What is CHIP, the Children's Medicaid, and its requirements

In the United States, financial and health assistance is available to vulnerable populations. Among low-income families, children are the most vulnerable, and for them there is a medical coverage program known as CHIP or Medicaid for children.Here we tell you what it consists of, its requirements and how to apply for it.[TOC]What is CHIP and how did it originate?CHIP stands for the Children's Health Insurance Program. This government assistance is funded by the Department of Health and Human..

Do $1,000 dollar bills exist?

Certainly $1,000 bills still exist and there are only about 165,000 of them. Most of them are in museums or in the hands of private collectors. If you are interested in knowing more, we tell you about it below. [TOC] History of the $1,000 bill High-denomination change notes like the $1,000 bill have been circulating in the United States for many years. Thee Continental Congress began issuing them when the American union was barely composed of the original 13 colonies. This occurred from 1,775 to..

Regions Bank near me and opening hours

Regions Bank is a financial institution with a large presence in the southeastern United States. The bank offers all types of banking products to individuals and small businesses, including accounts, personal loans, credit cards, mortgages, savings and investment products. Through its website and mobile app you can perform a large number of transactions and inquiries, but if you need to find a Regions Bank branch near you, here are several ways to do so, as well as their opening hours and days. ..

What is the APRC on a loan and how is it calculated?

In your search for the ideal mortgage on Busconomico or on the web, you will come across some abbreviations you don't know. Although the APRC is very similar to the APR, which you may already know, they are different. Here we show you what the APRC is in a loan or mortgage, how it is calculated and how it can help you make a better decision by comparing different products. You may be interested in: Wells Fargo Mortgage Loans [TOC] What is the APRC? The APRC (Annual Percentage Rate of Charge)..

Cheap car insurance in New York in 2023

If you live in New York City or the state of the same name and you want to register a car in your name, you will need to purchase car insurance to be able to drive it legally. Car insurance in New York is not exactly cheap compared to other states. In fact, it is the third most expensive state for a basic policy that covers the mandatory minimum. You may be interested in: Car insurance near me Therefore, Busconomio wants to help you and we have made an analysis and comparison of the various insu..

Bank of America mobile app, how to download and use it?

With the Bank of America Mobile Banking application you can perform most of the operations that you can do through the bank's website and even from the bank's branches. From managing your checking and savings accounts, credit cards and personal loans to depositing checks, paying bills, making transfers, using Zelle, checking your credit score or contacting a bank agent for help. [TOC] Here we will analyze the app and tell you how to download it for the various platforms, as well as show ..

Cigna customer service phone number: 800-997-1654

Cigna is an insurance company that offers medical and dental policies to individuals and families. It is an entity that offers relatively cheap insurance, although it only offers its services in 15 states of the American union, such as Florida, Texas or Illinois. Here you can find how to contact their customer service by phone and Internet, as well as other available numbers and information about their health coverage. You may be interested in: Health Insurance Marketplace information and phone ..

First-time homebuyer grants and loans in Florida in 2023

For any citizen to buy their first home is very difficult because of the amount of money you have to have in savings, and because of the high cost of housing. Fortunately, there are many programs and grants to make buying a first home easier.More information: Mortgage loans frequently asked questions We are going to explain all the grants, programs and subsidies that exist for first home buyers in Florida during the year 2023, there are local, state and national grants. [TOC] Some of the assista..

Personal Loans in Oregon (USA) near me

At any time you may need to borrow money to make an important purchase, finance a project, or deal with an emergency. No matter what the reason, it's always good to know where to turn. That's why we want to show you ways to get personal loans in Oregon and some of the options available both online and at bank and lender locations. [TOC] Where to get loans in Oregon near me? Along with the various digital platforms, you can get personal loans in Oregon through at least 100 banks and credi..

What is the 401(k) retirement plan in the United States?

A 401(k) retirement plan is a retirement savings plan offered by many U.S. employers that also reduces your IRS tax bill. Thus the 401(k) is an employer-sponsored retirement account into which the worker can also contribute extra income, and employers can match contributions. Not all U.S. companies offer 401K plans to their employees, but most do. The idea is to help the worker or employee save for retirement. It is very important to save for retirement so that you have a reasonable income at th..