12/29/2022
Although the days of the famous "Dallas" series are long gone, this city continues to be one of the most relevant in Texas and the United States. With a diverse, thriving community that is less and less dependent on oil, it is a destination that favors prosperity.
For these and other reasons, you need to know how to get personal loans in Dallas (TX).
May interest you: Personal loans in Austin (TX)
Where to get personal loans in Dallas?
As we will see later, Dallas has become one of the most important economic centers in the United States. with a diversified economy, large corporations and extensive infrastructural development.
This financial dynamic means that the need for credit increases as people have higher aspirations. In this sense, Dallas residents have a wide variety of alternatives to get money quickly. You can choose between private firms, online platforms, banks, credit unions, fintechs, among others.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 300 and $ 5,000
- Term: entre 14 days y 12 months
- Extra:Consult with the entity the interest rate and the APRAddress: 2929 Floyd Street, Burbank 91504 CA
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
Being in this southeastern U.S. metropolis, you can find lenders that offer you amounts from $100 to $100,000. The amounts granted usually depend on your credit standing and financial history.
Many local residents use personal loans for vacations, major purchases, medical bills and more.
As a reference for the terms you'll get, interest rates start as low as 5%, terms extend up to 5 years to repay, and you can do it all from the comfort of your home. In many cases, lenders approve your loan the same day and you receive it in 1-2 business days in your account.
Most used types of personal loans in Dallas
Since there is a great diversity of personal loans, choosing the most appropriate one is not always easy. As a general rule, you should consider your financial situation, the purpose of the investment and your credit history. Among the most common options, the following stand out:
- Unsecured loans. This type of financing tends to be taken advantage of by those who have a good credit score. In Texas, you must have at least a 660 score to get the most favorable terms. It is a popular alternative because it includes less paperwork and no collateral is required.
- Secured loans. This type of financing is backed by a guarantee or collateral, which is usually property. People choose this option to make a significant purchase or improve their Fico score. In this category we can include the purchase of a house or car, where these assets serve as collateral.
- Fixed-rate loans. Having an invariable monthly payment represents an advantage for those who need long terms to pay back the money. Since the installments do not change, it makes it easier to plan for payments and budgeting. A fixed interest rate is convenient for obtaining large sums and paying them more comfortably.
- Adjustable-rate loans. This type of loan is usually associated with short-term personal loans. They have the advantage that they can give you a lower initial interest rate and you could end up saving some money. It all depends on how quickly you pay back the principal and the variation in rates.
What banks offer personal loans in Dallas?
This city is a sprawling population of over 1 million people and the number of bank branches is enormous, not counting all those in its metropolitan area.
Below, we list the banks with at least 20 branches in Dallas, where you can apply for personal loans and other forms of financing, such as credit cards or mortgages:
A Brief Overview of Dallas, Texas
Located in North Texas, Dallas has become one of the largest metropolitan areas in the northern part of the state. It corresponds to the most developed area of Dallas County and extends to localities such as Collin, Denton, Kaufman and Rockwell. It also makes up the Dallas-Fortworth metroplex, the 4th largest in the country.
According to 2020 data, this city has a population of close to 1,345,000 people, placing it 9th nationally and 3rd in Texas, after Houston and San Antonio. In terms of average income, residents can earn about $34,500 a year and families can earn a little more than $52,500 a year.
The economy of this city is based on defense, transportation, information technologies, financial services and telecommunications. With an estimated GDP of $523 billion, it is home to at least 23 Fortune 500 companies, is the 3rd most robust economy in the U.S. and has one of the busiest airports.
Dallas is also noted for its construction industry and for being well connected by rail and state/interstate highways. Noted as a business destination, its various districts are filled with museums, parks and sites of interest, and it is also home to the Dallas Cowboys and other well-known professional teams.
Getting personal loans in Dallas is much easier when you have a good score and the right information. At Busconomico we provide you with the most relevant details about the most popular banking products, allowing you to make an informed decision about what is best for you.
Español: Préstamos personales en Dallas (Texas)