In the state of New York and, above all, in the city of New York, there are a wide variety of financing options. Here we collect information about quick loans that you can apply for, even with no credit check or with bad score, so that you can have fast money for any need.

Request Quick Loans in New York



  • Loan amount: between $ 500 and $ 50,000
  • Term: between 15 días and 120 months
  • Extra: Fast loans up to $50,000 for whatever you want.
    Interest rates from 6% to 439% APR
    Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia

  • Loan amount: between $ 500 and $ 10,000
  • Term: between 3 and 1728 months
  • Extra: Fast online loans even with bad credit.
    Interest rates between 5.99% and 35.99% APR
    3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
Personal Loans

Personal Loans

  • Loan amount: between $ 1,000 and $ 35,000
  • Term: between 3 and 720 months
  • Extra: Interest rate from 5.99% to 35.89% APR
    Address: 278 EAST 1875 SOUTH Roosevelt, UT 84066
Ace Cash Express

Ace Cash Express

  • Loan amount: between $ 50 and $ 2,500
  • Term: between 7 días and 12 months
  • Extra: Fast loans online and offline, even with bad credit.
    Interest rate starting at 83% APR.
    Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
24/7 Credit Now

24/7 Credit Now

  • Loan amount: between $ 1,000 and $ 35,000
  • Term: between 6 and 72 months
  • Extra: Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701


  • Loan amount: between $ 200 and $ 5,000
  • Term: between 7 días and 12 months
  • Extra: Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606
OneMain Financial

OneMain Financial

  • Loan amount: between $ 1,500 and $ 20,000
  • Term: between 24 and 60 months
  • Extra: Fast online and offline loans, also secured
    Interest rate from 18% to 35,99% APR
    Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013


  • Loan amount: between $ 200 and $ 5,000
  • Term: between 14 días and 24 months
  • Extra: Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606
Mariner Finance

Mariner Finance

  • Loan amount: between $ 1,000 and $ 25,000
  • Term: between 12 and 60 months
  • Extra: Quick cash loans, mortgages and auto loans.
    Interest rates from 16% to 35,99% APR
    Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236


  • Loan amount: between $ 1,000 and $ 50,000
  • Term: between 36 and 60 months
  • Extra: Online personal loans even with bad credit
    Interest rate between 6.7% and 35.99% APR
    Address: 2950 S. Delaware Street, San Mateo, CA 94403

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In the US, few places have the fame that New York has, especially for having one of the most recognized cities on the planet. Those who live in this metropolis have no problem obtaining financing within the many available options.

We will tell you a little about this state, its homonymous main city and how to take out a personal or a quick cash loan in New York.

Where to take out fast personal loans in New York

Regardless of the type of personal loan you are looking for, in New York it will not be difficult for you to find a bank, savings institution, credit union or fintech for it.

There are them on every corner, through traditional institutions or through the most sophisticated online platforms so that you receive your money in less than 24 hours.

Personal loans in New York

Whether you want to consolidate your debts, pay for your children's education, take a well-deserved vacation or attend to an emergency, you will not be short of options.

Banks like Citibank, TD Bank, KeyBank, Wells Fargo, M&T Bank and companies like LendingClub, Prosper, LightStream, BestEgg, Sofi, Avanta, Upgrade and many more make it easy for you to earn extra money.

Loans in New York near me

This map is a useful tool for finding personal loans near your current location. It shows the lenders in New York City, with directions to each one, their hours of operation and contact phone numbers:

What interest rates can you expect

Most lenders are aware of the laws that regulate these products and also try to differentiate themselves from payday loans, which do not have a good reputation, but can offer you easy fast money with few requirements, even if you have a low score or don't have credit history.

To make their offers more accessible, there are those who give you an annual APR from 5% to 36%. But you're going to have to show a credit score above 700 to get the best rates.

The interest rate may vary in your choice of financing. While with an excellent score you can get an APR between 10-12.5% ​​with an unsecured personal loan, for a secured product this value can be reduced.

You may be interested in: Personal loans in Pennsylvania near me

On the other hand, if your credit score is poor, you can only aspire to interest ranging from 28 to 36% or much higher.

Many of these personal loans are not focused on the short term either, such as fast loans or urgent loans. Payment terms range from 6 months to 5 years, but can be extended up to 12 years.

Similarly, if you have a good credit score, you can get up to a maximum of 100 thousand dollars to invest in what you consider important.

Requirements and documentation of personal loans in New York

Getting a personal loan in New York or any other state is not particularly complicated. Among the requirements that are usually required for this procedure, the following stands out:

  • Have a stable source of income.
  • Be the age of majority (18 or 21) according to the law.
  • Be a permanent resident of the US or have US citizenship.
  • Have a bank account, an active phone and an email.

If you meet these conditions, the paperwork is reduced to:

  • Show valid identification: Driver's license, passport or other official ID
  • Provide personal information: full name, date of birth, address, cell phone and email.
  • Prove your employment relationship: letter from your employer, account statements, pay stubs and position you hold in your current job.

If you don't want to visit a bank branch to apply, you can choose to use an online platform. So you can carry out the process wherever you are, receive a response the same day and get the funds 1 or 2 business days later.

Online quick cash loans in New York are a particularly widespread modality among those who live in such a frenetic city.

As a popular state, New York is a state full of opportunities for those seeking a new life and multiple options to finance their lifestyle.

In this sense, you can count on the Busconómico comparator to find the best deals on personal loans, fast loans and mini-credits online and offline. Do not hesitate to contact us.

Brief overview of the state of New York

Although it is not the largest in the American Union in size (27th), New York is a state located in the northeast of the country that stands out for its most populous city, of the same name.

Home to the first 13 colonies that made up the United States, it has an estimated population of 19.45 million inhabitants, most of whom (80%) are divided between Long Island and New York City

Contrary to popular belief, the state capital is Albany, a city located north of the megalopolis of New York.

Returning to its main city, also known as "the big apple", it is considered a megacity for being one of the most populous and diverse in the world.

It is home to some 8.6 million people who share 800 languages and of which 3.2 million are immigrants. The fame of New York City is due to its great media, financial, cultural, technological, political, tourist, sports and fashion influence.

In New York State, a household has a median income of $65,000 per year, which ranks 15th in the nation. With a gross domestic product of 1.9 trillion, its economy is supported by various industries, such as technology, finance, education, entertainment, tourism, and exports. 

Español: Préstamos personales en New York