4/18/2023
In the United States there are a variety of ways to obtain financing, whether through small payday loans, quick installment loans, personal loans, credit cards, mortgages, home equity lines of credit (HELOCs) and other forms of credit.
Wherever you are, there is sure to be a way to get a personal loan near you for quick cash. Plus, you have the Internet to get online loans easily from wherever you are, with no paperwork and in just a few minutes.
Quick personal loans near you
If what you are looking for is to get money as soon as possible, if possible at the same moment, you can look for a fast mini or payday loan store, which offer you small amounts with few requirements, even if you have a bad credit score or no credit history.
Here is a map with which you can easily find an urgent finance lender near you:
Quick online loans
As we have already mentioned, you can also get money quickly through the Internet no matter where you are, thanks to the lenders that offer online loans, which you receive directly into your checking account.
Here is a list of some of the lenders that offer fast loans online in the United States:
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 200 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Quick online loans up to $50,000
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 300 and $ 5,000
- Term: entre 14 days y 12 months
- Extra:Consult with the entity the interest rate and the APRAddress: 2929 Floyd Street, Burbank 91504 CA
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
You must take into account that this type of fast loans usually have quite high costs, due to the urgency and the few requirements they ask for, which make the financial institution assume more risks.
Therefore, if you have a little time and do not need to have the money right now, it is better to opt for personal loans offered by banks and more traditional financial institutions, with which you can get larger amounts and terms and, above all, at a much lower cost.
Banks that offer loans near you
Also, with banks you also have the possibility of contracting a personal loan near you, since they have many branches throughout the country and surely you have one near you.
Many banks lend money even to those who are not customers of the bank, but you will always need more time, paperwork and requirements to get your application approved and get the money.
Here are some links to find offices near you and the opening hours of the main banks in the country, which are those that have more branches and more likely to have one in your area.
Personal Loans in California
The most populous and highest GDP state in the United States offers many opportunities to obtain financing. In California there are thousands of lenders and hundreds of banks of all sizes that offer everything from quick loans to mortgages.
At Busconómico we have created a guide to find personal loans in California, as well as focusing on its most populated cities so that you can get financing easily:
Personal Loans in Texas
The southern state of Texas is one of the largest in the country and also one of those with the highest percentage of Latino citizens among its inhabitants, mainly due to the long border it shares with Mexico.
In this region you can get financing near you, regardless of which city you are in, whether in Houston, Austin, Dallas, Fort Worth or any of its metropolitan areas and smaller towns.
The requirements to obtain a loan in Texas depend on the type of financing you are looking for, but you will usually be asked to do the following:
- Be at least 18 years of age.
- Have a valid identification document, such as a driver's license, state ID or passport.
- Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Earn income on a regular basis, either from working or from a disability pension or retirement.
Personal Loans in Florida
The state of Florida also has a large Latino population, although in this case the majority is Cuban, due to its proximity to the Caribbean island.
In this region it is very easy to get quick loans, credit cards, personal loans and other forms of financing near you, whether you live in Miami, Jacksonville, Tampa or Orlando.
The loans you can get in Florida serve any purpose you need, although there are some specific ones for home improvements, buying a car, paying for school or refinancing debts.
Personal Loans in New York
Within the state of New York, the great majority of the population is concentrated in the city of the same name, where there are millions of people and a large number of Hispanic citizens who are also looking for ways to get money for their vital projects.
If you are looking for personal loans in New York near you, you have options such as payday loans of small amount and short term, but high cost, and also bank loans from large financial institutions, such as Wells Fargo, Citibank or TD Bank.
The application for these personal loans can be made both in the physical offices of the different entities and through the Internet, from anywhere, without paperwork and without the need to wait in line at a branch.
Personal loans in other states
In addition to the states mentioned above you can also find personal loans in the rest of the states of the union. Here are some guides to getting financing in various states:
Remember that from Busconómico we always recommend not to get into too much debt and only request the money we need and for necessary purposes, not for whims. Thus, the ideal is not to dedicate more than 30% of your income to pay debts.
Español: Préstamos personales de dinero rápido cerca de mí