Personal loans in San Diego (California) near me

California, like few other states, is home to several cities that stand out for their diverse, robust and opportunity-rich economies. Like San Francisco or Sacramento, in San Diego personal loans are an important source for financing the lifestyles of its residents.

May interest you: Personal loans in Los Angeles

To give you a better understanding of this reality, we'll talk about its opportunities.

Where to get personal loans in San Diego

The culture of personal loans is widespread in this city for different reasons. Americans and residents take advantage of quick or cheap financing to take care of their personal needs and projects.

Spending on home repairs, mortgage down payments, car purchases, vacations, emergencies, special events and more are common.

LendYou

  • Loan amount: between $ 100 and $ 35,000
  • Term: entre 7 days y 12 months
  • Extra:Interest rate between 6.63% and 485% APR
    Address: 1125 E. Broadway #545, Glendale, CA 9120

MrFinan

  • Loan amount: between $ 500 and $ 50,000
  • Term: entre 15 days y 120 months
  • Extra:Fast loans up to $50,000 for whatever you want.
    Interest rates from 6% to 439% APR
    Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia

CashUSA.com

  • Loan amount: between $ 500 and $ 10,000
  • Term: entre 3 y 1728 months
  • Extra:Fast online loans even with bad credit.
    Interest rates between 5.99% and 35.99% APR
    3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120

Bad Credit Loans

  • Loan amount: between $ 500 and $ 10,000
  • Term: entre 3 y 36 months
  • Extra:Interest rates between 5.99% and 35.99% APR
    Address: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407

Personal Loans

  • Loan amount: between $ 1,000 and $ 35,000
  • Term: entre 3 y 720 months
  • Extra:Interest rate from 5.99% to 35.89% APR
    Address: 278 EAST 1875 SOUTH Roosevelt, UT 84066

Ace Cash Express

  • Loan amount: between $ 50 and $ 2,500
  • Term: entre 7 days y 12 months
  • Extra:Fast loans online and offline, even with bad credit.
    Interest rate starting at 83% APR.
    Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062

24/7 Credit Now

  • Loan amount: between $ 1,000 and $ 35,000
  • Term: entre 6 y 72 months
  • Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701

Grupo Estrella Cash

  • Loan amount: between $ 300 and $ 5,000
  • Term: entre 14 days y 12 months
  • Extra:Consult with the entity the interest rate and the APR
    Address: 2929 Floyd Street, Burbank 91504 CA

FundsJoy

  • Loan amount: between $ 200 and $ 5,000
  • Term: entre 7 days y 12 months
  • Extra:Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606

LoansAngel

  • Loan amount: between $ 100 and $ 5,000
  • Term: entre 1 days y 12 months
  • Extra:Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606

OneMain Financial

  • Loan amount: between $ 1,500 and $ 20,000
  • Term: entre 24 y 60 months
  • Extra:Fast online and offline loans, also secured
    Interest rate from 18% to 35,99% APR
    Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013

LoanSolo

  • Loan amount: between $ 200 and $ 5,000
  • Term: entre 14 days y 24 months
  • Extra:Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606

Regional Finance

  • Loan amount: between $ 500 and $ 12,000
  • Term: entre 24 y 60 months
  • Extra:Secured personal loans up to $12,000
    Interest rates from 24% to 35,99% APR
    Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651

MaximusMoney

  • Loan amount: between $ 200 and $ 5,000
  • Term: entre 1 days y 12 months
  • Extra:Interest rate between 4.99% and 450% APR
    Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606

Mariner Finance

  • Loan amount: between $ 1,000 and $ 25,000
  • Term: entre 12 y 60 months
  • Extra:Quick cash loans, mortgages and auto loans.
    Interest rates from 16% to 35,99% APR
    Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236

There are also financing services for those with bad credit score, but this means paying a little more in interest.

There is a wide range of attractive personal loans available from banks, savings institutions, credit unions and online platforms. Any one will suit your personal finances and aspirations.

Another good news is that in San Diego there are multiple alternatives to get extra capital when you need it.

So you can find mortgage loans, auto loans, payday loans, car title loans, fast online loans, credit cards and other options. Each one has its own particular conditions that you should know well in order to take advantage of them.

Requirements to apply for financing in San Diego

Personal loans in San DiegoSince online personal loan applications are more advantageous, you can make them through a reliable platform, a bank or a credit union. Whatever the case may be, you will need:

  • Social Security number or ITIN number.
  • Mailing address.
  • Your updated credit score.
  • Government-issued identification.
  • Amount of pre-tax income.

Depending on the financial institution's policies, you may be asked about the destination of the funds. Please be reminded that there are certain legal or illegal activities for which you may not use the borrowed money.

You may also be asked for additional information, such as proof of current address (utility bill) or proof of income (pay stub).

Other conditions on these personal loans

Keep in mind that California has several anti-usury laws, which you should pay attention to if you are going to compare different services. Among the features of personal loans in San Diego, it is worth mentioning:

  • Credit score. In this city, the average score is 701, very close to the national average. Even if you have a little less than this, there are plenty of options for borrowing.
  • Interest Rates. The APR will always depend on several factors, such as the term, the urgency you have, the type of loan and the score. Just as you can get a rate of 5%, there are also some that exceed 400%.
  • Repayment time. Depending on the type of financing, the terms may vary. There are small quick loans that last only 1 month and loans that range from 6 months to 5 years. To make the best choice for your personal finances, we suggest you research and compare these financial products.
  • Additional fees. Although many lenders will not ask for upfront fees, there may be additional charges. For these products, origination, late payment, closing or check fees are common.
  • Penalties. While there are entities or platforms that may charge you a fee for prepayments, there are many options that do not apply this penalty.

As the 8th largest city in the country, San Diego offers many options for you to find the personal loan you need. If you want to know which one suits you best, you can use Busconomico's comparator to evaluate in detail which banks or lenders have the most attractive conditions.

San Diego city at a glance

Located a few kilometers from the northern border of Mexico, San Diego is considered the most important city in Southern California and the second most important in the state.

This city has a pleasant year-round climate and is full of beaches, and is home to more than 1.4 million people. Founded 350 years ago by the Spanish, today it represents a world economic center.

The county of San Diego and the San Diego-Tijuana metropolitan area are the nerve centers that nourish the economy of this southern region.

Its economy is based on military industry, manufacturing, international trade, tourism, education and biotechnology research. On average, a family in this metropolis has an income of $79,600 a year.

Filled with tourist attractions such as Balboa Park, the USS Midway Museum, the San Diego Zoo and SeaWorld, it is a city known throughout the world.

In addition to its downtown, other important locations are: La Jolla, North Town, Ocean Beach, Old Town and Gaslamp Quarter. As in other towns known for their high levels of immigration, Latinos represent almost 29% of the inhabitants. 

Español: Préstamos personales en San Diego (California)