12/28/2022
Every city has its charm, its opportunities to grow and progress. The city of Tampa is a well-known city in the United States and is considered one of the most promising cities.
If you are planning to move or already live there, we show you how to get personal loans. A financial resource that can be very helpful in many situations.
May interest you: Personal loans in Orlando (Florida)
Where to get personal loans in Tampa?
The city of Tampa, being a major city in Florida, stands out as a thriving economic center. Along with some Fortune 500 companies, the most relevant industries in this area are: healthcare, tourism, real estate, insurance, finance and retail.
The urban and economic development of this city has boosted the credit culture in its different forms. That is why you will find many opportunities to get personal loans in banks, credit unions, fintechs, private finance companies and various online platforms that fit different individual circumstances.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
For example, if you don't have a good credit score, you still have a chance to get a personal loan in Tampa. There are several credit unions that are willing to give you money if you are a customer. Although you get less money and the interest rates are higher, there are a few alternatives for those who have a score below 600.
Among the options most used by residents of this city, we can mention:
- Fixed-rate loans.
- Payday loans, which you pay with your next paycheck.
- Unsecured loans, for which you do not need collateral.
- Installment loans, which have a fixed monthly payment.
- Secured loans, which require a property as collateral to give you the money.
- Debt consolidation loans, which are designed to consolidate several debts into a single commitment.
How to apply for personal loans in Tampa (Florida)?
In general, applying for a personal loan in this city is not complicated and you will receive an answer quickly.
The best thing to do in this case is to check your eligibility before filling out an application, which can be done online. If you are going to use your credit union or bank, you can go to an office and get help from an agent.
You should know that the Florida Law for Lending Practices establishes the interest rate that you can be charged. When it is a loan of less than $500 thousand, you should not be charged a rate higher than 18%. To find out how much it will cost you, we suggest you review the contract and see if it contains any exceptions.
Although there is no legislation on the limits of the amounts, most lenders offer loans between $35 and $50 thousand. In case you can access an equity mortgage loan, you will get more capital.
For amounts less than $2,000, it is preferable to apply for a credit card or look for good conditions rather than opt for a payday/title loan.
As in other states, fees and interest rates will depend on your credit history, what you apply for and the lender's policies. They usually charge for late or early repayment (varies), and terms can range from 6 months to 5 years to pay back the money.
A little about Tampa - Florida
Nestled on the bay that also bears its name, the city of Tampa belongs to Hillsborough County in the state of Florida. Located near the Gulf of Mexico, it is considered the most populated city in the area with almost 400 thousand inhabitants, third behind Miami and Jacksonville, and among the first 50 in the United States.
Founded in 1849 as the Village of Tampa, port activity and the phosphate trade drove its development during this century. With the advent of World War II, the city would grow even more due to its active participation in the conflict and the installation of several strategic military bases.
Today, the Tampa Bay metropolitan area brings together just over 3 million people and generates a GDP close to $170 billion (2019). In terms of median per capita income, people have incomes of about $36 thousand and the estimated average for a household is around $54 thousand (2019).
In economic terms, it is one of the cities that continues to improve its prospects and quality of life.
This city is also a tourist destination par excellence in the United States. Along with its bay and postmodern architecture, it has museums, theaters, recreational parks, historical sites and shopping centers that are very popular.
Among its most iconic attractions are Busch Gardens, Adventure Island, Lowry Park (ZooTampa), Hillsborough State Park and the Florida Aquarium.
In Tampa and many other U.S. cities you can get personal loans for your needs.
Español: Préstamos personales en Tampa (Florida)