2/2/2023
San Bernardino is a town located in the valley of the same name and crossed by the famous Route 66. It is a place full of history, with a warm climate all year round and sparsely populated.
If you are thinking of moving to this city or are already a part of it, here's how to get personal loans in San Bernardino (California).
You may be interested in: Personal loans in Los Angeles
Where to get personal loans in San Bernardino (CA)?
San Bernardino, like any other city, has not been immune to the proliferation of lenders offering various ways to get extra cash.
Along with credit unions, traditional banks and quick loan institutions, we must add the online platforms in their different versions (p2p, crowdlending, crowdfunding, etc.).
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 300 and $ 5,000
- Term: entre 14 days y 12 months
- Extra:Consult with the entity the interest rate and the APRAddress: 2929 Floyd Street, Burbank 91504 CA
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
It is now much easier to access immediate credit without having to resort to conventional channels. Fintechs, neobanks and private websites have streamlined to process financing in minutes, with few requirements, low rates, long terms and the money is deposited in your account the same day or in 1-2 business days.
For example, in San Bernardino and other California cities you can find personal loan companies with APRs ranging from 4.49% to 35.99%.
Along with this, you find terms that extend up to 7 years and amounts that can go up to $100,000 or $500,000 if you have a business. Of course, there are conditions and fees involved in the process.
Most common personal loans in San Bernardino
No matter where you live, many choose personal loans because they are cheaper in the long run and you can get more favorable terms.
While a credit card offers you an APR between 15 and 25%, this financing can start at a rate of 3%, as long as you have a credit history to back up your responsibility.
The most commonly used types of personal loans in San Bernardino tend to be:
- Co-signer loans: this type of financing is especially recommended for those who lack an extensive credit history, have average income or a score that needs a boost. The cosigner will be in charge of assuming your debt if you default and his or her reputation could give you access to more favorable rates and larger amounts.
- Unsecured loans: although they are the most popular, they are designed for those who have a score of 650 or higher. If you already have this requirement covered, you will only need to demonstrate that you have recurring income and financial stability. This allows you to obtain a low APR and flexible terms without having to put up collateral.
- Fixed-rate loans: Among the variety of financing alternatives, a fixed interest rate may be more convenient for some. This type of loan lets you know in advance how much the final loan amount will be, offers lower APRs and longer terms so you can better organize your finances.
Which banks lend money in San Bernardino?
In this Southern California city you can find more than a hundred bank branches, and more can be found in neighboring towns such as Riverside or Rialto. Here are the banks with the most branches where you can apply for a personal loan:
A Brief History of San Bernardino
The history of the founding of San Bernardino dates back to the 19th century. In those years, the first Spanish settlement was established in 1810 under the name of Politana.
Although this ranch land was destroyed by earthquakes, it would be rebuilt in 1819 and would continue to be inhabited by the people of Serrano and Cahuilla Mountain until 1842.
After the American conquest of California, the San Bernardino Valley was occupied by a colony of pioneers associated with the Mormons. They were the ones who established the city we know today (1851) and later founded San Bernardino County (1953) with some parts of Los Angeles County.
Today, the city of San Bernardino is located in the Inland Empire region of Southern California. According to the 2019 census, it is inhabited by about 215,000 people, making it the 17th largest city in the state and the 102nd largest in the United States.
The economy of this metropolis is based on retail trade, government presence and service industries. For this reason, it generates an annual GDP of $104 billion and has seen moderate development since the 2010s.
In this locality, the median household income is at $45,800 (2019) and working people earn on average about $17,850 (2019).
Next to the famous Route 66, the Arrow Head Springs Hotel & Spa, San Bernardino also has a tourist attraction appreciated by its visitors every year.
On this list is the first McDonald's (turned museum), the Robert V. Fullerton Art Museum at California State University, the Route 66 Rendezvous, the annual anniversary of the Hells Angels, among others.
If you want to know more about the most relevant U.S. cities and how to get personal loans in them, we invite you to visit Busconomico. There you will find accounts, cards, mortgages, loans and much more.
Español: Préstamos personales en San Bernardino (California)