11/23/2022
The city of Miami is often envied by many as a tourist destination, but it is also an important economic center in the U.S. Are you interested in finding out where you can get a personal loan here? Here's what we know.
Where to get personal loans in Miami
Being a notorious economic center, the city of Miami is no stranger to all the forms of financing that are trending in the world.
Options such as personal loans, quick online loans and payday loans are taken advantage of by more than half of the population that needs a little extra money to supplement their income.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
Whether it's for an emergency, because you want to go on vacation, pay an overdue bill or make a big purchase, there are plenty of options to choose from.
In the state of Florida, as in the rest of the USA, banks, credit unions, savings institutions and online quick loan platforms are available to offer you a deal that fits your financial situation.
Requirements to obtain a loan in Miami
Although there are private lenders that impose their own conditions, most of the entities and companies that offer these services will require you:
- Residence in Florida.
- Regular income of at least $1,000 per month.
- Social Security Number or ITIN.
- Checking or savings account with direct deposit.
- Phone number and email address (if you apply online, you need to have a phone number for verification of information).
- Show a valid, government-issued photo ID if applying at a loan store.
- Proof of checking account or income when applying in-store. Pre-printed checks and debit cards can serve this purpose.
How personal loans work in Florida
When it comes to getting money quickly, safely and without a lot of hassle, you have 3 main options:
- Payday loans. A fast microfinance with which you can get up to $1,000 using your next pay stub as a backup. These express loans have a maximum duration of 31 days and are designed for people who have no credit history or have a poor-regular score.
- Quick loans. A form of unsecured financing of small amounts that offers money even to those who have a bad credit score. With this type of loan you can get from $1,000 to $10,000 and you are given at least 6 months to 3 years to pay it back.
- Personal loans. Unlike the previous alternatives, with this modality you can get amounts ranging from $5,000 to $100,000. They are usually unsecured loans, they give you between 6 months and 10 years to repay, and the monthly installments have a fixed interest rate.
As you can see, you will have plenty of options if you live in Miami or are thinking of moving to this economically growing metropolis.
As part of our outreach and education efforts, Busconomico's search engine/comparison is a very useful tool for you to review the best rated personal loans and make an informed decision.
And if you live in other Florida cities and need financing, you can also check out our comparison of personal loans in Florida, which you can obtain in any municipality in the state.
Which banks offer personal loans in Miami
In this coastal city in southern Florida you can find hundreds of bank branches of the main banks in the United States and also other more regional entities such as Amerant bank, which is very popular among the Latino population in the area.
Here are some of the banks with the largest presence in the city of Miami where you can get personal loans for whatever you need:
- Truist Bank. The result of the merger of SunTrust Bank and BB&T, this bank offers a wide range of money loans.
- Chase Bank. Its presence cannot be missed in the largest cities in the country.
- Regions Bank. With its offices concentrated in the eastern and southern part of the United States, in Miami you can also find one near you to apply for financing.
- TD Bank. It also has a large presence in the city. You can check their branch locator to find them.
About the city of Miami
Located in the south of the Florida Peninsula, the city of Miami is the 6th most populated in the United States with almost 500 thousand inhabitants.
In addition, its metropolitan area is home to 6.1 million people, making it the seventh largest in the country. In this city, a family has an average income of $49,500 dollars.
This world-famous metropolis is also known as a leader in industries such as arts, entertainment, media, culture, finance and international trade.
Its metropolitan area generates some $345 billion, making it the 12th largest GDP in the US. In addition, it is ranked 7th among 31 global cities in terms of political engagement, commercial activity, human talent, and information and cultural exchange.
Called the "Capital of Latin America" in the United States, it brings together a wide variety of nationalities, is the 3rd wealthiest in the country and the 8th with the highest purchasing power among its inhabitants.
On Brickell Avenue, where the greater downtown is located, there is one of the largest concentrations of international banks, well-known U.S. corporations and more than 1,400 branches of multinationals from Latin American countries.
If you reside in any other of Florida's most populated cities, such as Orlando or Jacksonville, you can also find online personal loans for any need.
Español: Préstamos personales en Miami (Florida)