Unsecured personal loan Info
The essential thing about KeyBank's Unsecured Personal Loan is that the fixed interest rate you get will depend on your credit history, score and amount requested. If you want a term longer than 60 months, you must meet several requirements and they add 0.25% to the APR.
This is what you will need when applying for this loan:
- Be over 18 years old
- Certify that the information given in the application is correct and true.
- Be a resident of: AK, CO, CT, ID, IN, MA, ME, MI, MI, NY, OH, OR, PA, UT, VT, or WA
- Approve release of additional personal information (bank statements and tax returns)
- Authorize a credit bureau or the bank to investigate the information provided on the application.
There are several advantages to the KeyBank unsecured personal loan. Among them, we highlight the fact that you do not need collateral, there is no prepayment penalty and you can get the funds the same day (certain conditions apply).
In addition, you have the E-sign feature (applications delivered to agencies) and you can manage this credit using mobile banking.
In summary, KeyBank's unsecured personal loan looks like an attractive alternative because of its maximum 7-year term, affordable requirements and terms that don't impact your pocket so much.
With this bank you can apply for other forms of personal financing, such as its Secured Loan and its KeyBasic and Preferred lines of credit, with which you can get money for any need.
Español: Préstamo personal de KeyBank