7/10/2023
There are states that, despite their small population, are communities that continue to prosper. This is the case in the Mormon State, where the faithful of the LDS Church play a major role in daily life. If you are wondering how to get personal loans in Utah, we have some answers.
You may be interested in: Fast personal money loans near me
Where to get personal loans in Utah?
Resources like Busconomic and other portals make it easy to find personal loans in Utah and the rest of the country. In addition to the suggestions we'll give you, consider the terms of the financing, the reputation of the lender, and the experience others may communicate.
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
Top Rated Banks in Utah
Traditional banks have had to adapt to digitization to offer a service that is less bureaucratic and more in line with the times. This evolution has accelerated with the emergence of fintechs and digital banks, which have had a major influence on the fast funding segment.
If you want to start with a conventional option, here are 3 of the best in Utah:
- US Bank. This entity offers immediate loans to both customers and non-customers and you can apply for amounts ranging from $1000 to $50,000 ($25,000 non-customers). The interest rate starts at 8.99% and you have up to 7 years (5 years non-customers) to repay. Funds can be deposited the same day and this bank does not charge prepayment or origination fees.
- Wells Fargo. This well known bank lets you borrow from $3000 to $100,000, with an initial interest rate of 5.99% APR and up to 7 years to repay. Depending on the relationship you have with the bank, they give you a discount on the rate and you don't have to worry about the usual fees. Plus, you can get the money in one business day.
- Zions Bank. This financial institution offers unsecured personal loans that start with an APR of 10.51%, amounts of $2500 and up, and a repayment term that extends over several months. Although they give you a discount for activating automatic payments, this bank charges a $75 administrative fee.
Recommended online lenders
Among the top-rated online sites, these can help you:
- Best Egg. This platform was born in 2014 and has earned a good reputation both for its A+ rating on the BBB and for its excellent customer service. The amounts vary depending on where you reside, the APR ranges from 5.99% to 35.99% and the origination fee can reach 8.99%. These credits favor a regular-excellent score, you can use the money for various purposes and they give you the funds in 1-3 business days.
- Payoff. This is a good alternative when you want to consolidate debts. To qualify you need a credit history of 3+ years, a credit score of 640+, a DTI of 50% or less and no late payments on your file in the last 12 months. Amounts range from $5,000 to $50,000, the APR is fixed, the maximum term is 5 years and the administrative fee is up to 5%.
- Sofi. You can use immediate credit for emergencies, medical expenses, renovations and more. Amounts range from $5000 to $100,000, the bond extends up to 5 years, the APR starts at 7.99% and pre-qualification doesn't take points off. This online lender also stands out because it doesn't charge you the usual fees: origination and prepayment.
A Brief History of Utah
The name of this west-central U.S. territory comes from the Apache word 'Yutahh', meaning 'those who are above'. Inhabited by the Navajo, Poblano and Utes, it was first occupied by the Spanish and then by the Mexicans.
After the Manifesto of 1890 and the prohibition of polygamy by the church, it became the 45th state of the union. Among its cities, Salt Lake City (capital), West Valley City and West Jordan stand out.
In terms of extension, Utah is in the 13th place, and has a population of 3.5 million, occupying the 30th place on a national scale. It borders the states of Nevada, Idaho, Wyoming, Colorado and Arizona.
Known as the 'Mormon State', its 29 counties are home to many adherents to the Church of Jesus Christ of Latter-day Saints.
UT's economy has become quite diversified, with mining, transportation, education, research, information technology and tourism as its base. According to the 2020 census, it is one of the fastest growing states since 2010 and excels in health, governance and infrastructure.
The 'Beehive State' is also a territory that receives millions of visitors a year for its natural attractions and for being home to the national ski team. Utah has the third largest number of national parks, including 7 state parks and a variety of monuments. Along with the Moab area, Deer Valley is one of the most famous ski resorts in the country.
Español: Préstamos personales en Utah cerca de mí