6/7/2023
Updated
Fast financing without collateral is often useful to get out of trouble and repay more comfortably. Depending on the state in which you reside, you will be able to access some credit institutions or others. In this article we are going to focus on the state of Maryland.
If you live in this region, getting personal loans in Maryland near you may be on your list of priorities to relieve your liquidity. For this reason, we want to give you some guidance on the possibilities that are out there.
Loans in Maryland near me
Consult the map below to find stores and businesses that offer personal loans in the state of Maryland, and find out how to get to them and their contact information:
Where to get personal loans in MD?
If you want to get fast cash for any one-time need that requires promptness, the best option is fast online loans, with which you can get small amounts of cash with few requirements and for any purpose.
If we are not in a hurry, or we want to get a larger amount of money, it is best to go to banks, which offer larger amounts and terms, with more favorable conditions, but with higher requirements.
These are the banks with the largest presence in the state of Maryland, so you can easily find an office near you:
- Amount: between $ 2,000 and $ 100,000
- Term: between 1 year and 10 years
- Interest: 7.24%
- APR: 7.24%
- Amount: between $ 2,000 and $ 100,000
- Term: between 1 year and 10 years
- Interest: 7.24%
- APR: 7.24%
- Amount: From $ 4,000
- Term: 0 months
- Interest: Ask
- APR: Ask
- Amount: between $ 2,000 and $ 100,000
- Term: between 1 year and 10 years
- Interest: 7.24%
- APR: 7.24%
- Amount: From $ 4,000
- Term: 0 months
- Interest: Ask
- APR: Ask
- Amount: between $ 1,000 and $ 35,000
- Term: 0 months
- Interest: 7.89%
- APR: 7.89%
- Amount: between $ 2,000 and $ 100,000
- Term: between 1 year and 10 years
- Interest: 7.24%
- APR: 7.24%
- Amount: From $ 4,000
- Term: 0 months
- Interest: Ask
- APR: Ask
- Amount: between $ 1,000 and $ 35,000
- Term: 0 months
- Interest: 7.89%
- APR: 7.89%
- Amount: between $ 3,500 and $ 100,000
- Term: between 2 years and 5 years
- Interest: 8.19%
- APR: 8.19%
In addition, there are other financial institutions with a large number of branches in the region that can also offer you financing with good conditions:
Top Rated Financial Institutions in Maryland
The search for personal loans in Maryland can start online or by going to a traditional financial institution. The advantage of using local banks is that they know the needs of the population, they give you a more personal touch, and you can find a branch near you.
If you prefer the latter option, we recommend:
- First United Bank & Trust . Although this institution does not say how much it can lend you, you can start with $2,000. Terms range from 12 to 84 months and they give you the opportunity to set the date of the first installment payment, allowing you to organize yourself better and according to your finances.
- TD Bank. This entity is indicated if you need the money in a short period of time. Its loans range from $2,000 to $50,000, with terms that extend up to 5 years. Loans under $25,000 can take 2 business days, and if you are a customer, they give you a 0.25% discount for activating automatic payment.
- United Bank . This bank is the best alternative for small amounts. You can start with $1000 or request up to $20,000 in a term that extends from 12 to 60 months. It is also a fast option because you can receive the money in just one business day.
Best online credit alternatives in Maryland
To complement the above information, we have looked into several online platforms for personal loans in Maryland. This gives you more alternatives when it comes to choosing what you find most convenient.
Avant
This well-known online lending platform stands out for its fast disbursement. The process is entirely online, the administrative fee is 4.75%, the late payment penalty is $25 and they do not charge you for paying in advance. Other advantages include:
- APR between 9.95% and 35.99%.
- Unsecured financing
- Maximum amount up to $35,000
- Online eligibility calculator
- Various terms and terms for different cases
Figure
The specialty of this peer-to-peer lending platform lies in formats that adapt to different profiles. Along with its competitive rates and follow-up throughout the process, it also offers a referral program that rewards you with giftcards. In addition to this, Figure has:
- An APR between 5.99% and 15%.
- Amounts up to $50,000
- Disbursement of money in 2 business days
Credible
This company's user-friendly platform is one of its most appreciated qualities. This online lender offers you up to $100,000 for any use, with terms ranging from 2 to 7 years and an APR starting at 5.49%. In addition to having a comparator like Busconomico, it distinguishes itself by giving you clear information about the financing terms.
A brief overview of Maryland
The colony of 'New Maryland' was named after Henrietta Mary of France (known as Mary), wife of Charles I of England. Prior to the independence of the United States, this territory was one of the 13 colonies that defied the British Empire and was the 7th state admitted to the union (1778).
This state is located in the mid-Atlantic region, its capital is the city of Annapolis and the most populated city is Baltimore. It borders the states of Pennsylvania, Virginia, West Virginia, Delaware and the District of Columbia.
In Maryland there are 23 counties where we will find the Washington DC metropolitan area. With a population of 6.15 million and an area of 32,133 km², it is ranked 19th and 42nd respectively.
Maryland's economy was a protagonist of the industrial revolution due to immigration, its ports and railroads. At one time, MD had the highest per capita income in the nation, its GDP stood at $364.24B in 2021 and its GPI is at $187.9B. A family earns on average $87,050 and an employed person generates an average of $43,350.
Although Maryland is one of the smallest states, that does not mean that its tourism industry is not well developed. Every year, millions visit this state to enjoy its different climates, 4,000 miles of coastline and attractions such as the Baltimore Aquarium, Harborplace, Fort McHenry, the Chesapeak Bay and its various historic sites.
Español: Préstamos personales en Maryland cerca de mí