Quick cash loans in Alabama near me


Installment financing has become an essential tool for building wealth and wealth. Understanding how to get personal loans is one of many steps to improve your finances. For this reason, we want you to have a simple guide to help you with your goals.

You may be interested in: Personal Loans Near Me

In this case we are going to focus on the state of Alabama, so that residents in the state know how to get loans near their location.

Where to get personal loans in Alabama?

Credit culture is an important part of the United States, so getting personal loans in Alabama is not complicated. You can go to credit unions, banks and other traditional lenders.

You also have online platforms, private lenders, fintechs and other P2P options to get fast funding.

Personal loans in Alabama

Quick cash loans in Alabama near me

In this southern state there are a multitude of lenders that offer their quick financing services in specialized establishments so that you can go and apply for a loan.

You can find several franchises that have a presence in several states of the union, such as Mariner Finance, Sun Loan, or several chains of the parent Heights Finance, such as Quick Credit or Convington Credit.

Use this map to find the closest finance companies to your location:

Digital financing platforms

Financial firms that operate online are growing in number and have become a very convenient option for borrowing. Although the list is more extensive and you can find more alternatives in Busconómico, we hope this selection serves to guide you.


Through this website you can apply for an unsecured personal loan in Alabama. This financing is characterized by its APR of 9.99%-35.99%, a friendly app and a fully online process. Avant has no prepayment penalty and its administrative fee is low.

Ideal for emergencies, this platform is distinguished by:

  • Amounts up to $35,000
  • An eligibility calculator on its website
  • Terms that fit your financial situation.

Happy Money

Fast loans from this online platform are recommended for debt consolidation. With an interest rate of 5.99% to 24.99% and origination fee of 0%-5%, you can get a maximum of $35,000 (minimum $5000). As for repayment terms, they give you between 2 and 5 years to repay.


The versatility and flexibility of this company is what has given it its good reputation among different consumers. Sofi's instant loans offer you amounts from $5,000 to $100,000, an APR from 8.99% to 25.81% and a repayment term of at least 5 years.

The best thing about this platform is that it has no late or early payment or origination fees.

Local Banks and Financial Institutions

If you prefer a more personalized approach to borrowing money, local banks are a good option. This is because they are the ones that know best the needs of the population where they operate, you can find a location nearby and you might get better terms than with a larger bank.

The banks with the largest presence in the state of Alabama, so that you can more easily find a branch or ATM near you, are the following:

That said, here are 3 reputable alternatives:

  • PNC Bank. Among the many advantages offered by this financial institution, we highlight that they do not charge you an administrative fee and do not apply penalties for early payment. You can get an amount ranging from $1000 to $35,000, the longest term is up to 5 years and their APRs start at 6.49% for the maximum amount and 9.99% for the minimum.
  • Truist Bank. Being a large bank, this institution gives you an interest rate of 5.49%-15.99 and has no origination fee. According to the information provided, credit approval or denial takes only 15 minutes and you can receive the funds the same day. In addition, they allow you to apply for $3,500 to $100,000 and you have up to 60 months to repay.
  • Wells Fargo. With an initial interest rate of 5.74%, you have 12 to 80 months to repay the money and you can receive the funds the same day. In addition to giving you a 0.25% discount on the APR, there are no origination, closing or prepayment fees.

A Brief History of Alabama

The name of this state comes from a Native American tribe known as 'Alabama people' and from whose language comes the reference to this territory.

Also known as the 'Cotton State', it is considered the 24th in terms of population and the 30th in extension. Colonized in the 16th century by the Spanish and then the French (18th century), it joined the union in 1819.

The capital of Alabama is Montgomery and the most important cities are Huntsville (most populated) and Mobile (oldest). Within its 67 counties live at least 5.08 million people and Greater Birmingham is the most important metropolitan area.

The state borders the states of Mississippi, Tennessee, Georgia and Florida, as well as a small outlet to the Gulf of Mexico.

Alabama's economy was dominated by agriculture until World War II. Its diversification would come through the aerospace industry. Now its $204.88B GDP is a product of mining, healthcare, technology, education, manufacturing, tourism, retail trade and the automotive industry.

In the 'Heart of Dixie' a family earns on average $52,035 annually and someone who is working earns an average of $29,930 a year.

Along with the camellia and the American black bear, this state is distinguished by its natural beauty, parks and events. Each year, millions enjoy the Hangout Music Festival, Shakespeare Festival, Mardi Gras and other attractions.

Español: Préstamos personales en Alabama en español