Additional information of Enjoy Cash Secured credit card
If you want to take advantage of the Enjoy Cash secured card from Truist Bank, you must first open a checking or savings account with them. To apply for this card, all you have to do is meet the relevant requirements and complete the process at the nearest branch or through the online form.
Among the most interesting features of this credit instrument, we can highlight its cashback options:
- You receive unlimited 1% on eligible purchases.
- You get 3% on gasoline, and 2% on basic services/ groceries (up to $1000 combined).
In addition, this banking product can give you a cash bonus that rewards your loyalty to the institution. If you redeem your rewards as a deposit in a Truist account, you can receive up to 50% extra. This complements the other advantages of this plastic:
- Contactless technology.
- Financial conduct reporting to the 3 bureaus.
- Zero liability for fraudulent transactions.
- Configurable functions that give you extended security.
- Quick connection to your digital wallet so you can pay with tablet or smartphone.
This credit card does not charge you for returned payment, overdraft or foreign transaction and has no penalty APR. Its most significant fees would be:
- Late payment: Up to $40
- Balance transfer: 3% of amount (minimum $10)
- Cash Advance: 4% of amount (minimum $10)
Truist Bank's Enjoy Cash secured credit card wants to reward you for acting responsibly by starting or improving your credit history.
Since these secured versions are very popular, we've rounded up the top-rated ones on Buscónomico, such as Bankamericard secured card or Citibank secured card.
Español: Tarjeta Asegurada Enjoy Cash