Wells Fargo Active Cash Card rewards you with 2% cash back on any purchase, has a 0% APR for 15 months and does not include an annual fee.
Reviews, evaluations and opinions of our experts on the products and services that appear on this page are totally objective and independent. Some products may be from our partners who compensate us, which may influence where and how they are displayed. Advertising disclosure.
Additional information of Active Cash credit card
You can get the Wells Fargo Active Cash credit card by going to a branch or using the online form. Aside from the credit requirements, you must be over 18 years of age and have permanent residency/U.S. citizenship.
This credit card offers you an initial bonus of $200 if you spend $500 in the first 90 days. You also receive unlimited 2% cash rewards without having to activate anything every quarter and in any consumption category.
In addition, you will have 15 months without interest for all purchases and balance transfers from other cards.
To this, we must add the best benefits that your contract entails:
- No annual maintenance fee.
- Counseling service 24/7 and all year round.
- Contactless technology for safer payments.
- Coverage for your cell phone for up to $600 in case of damage or theft.
- Wells Fargo Mobile application so you can do your operations wherever you want.
- Zero liability protection for unauthorized and properly reported transactions.
This credit card lets you use PayPal and has 4 ways to redeem your rewards:
- Gift cards. Available in $25 increments.
- Shopping. With as little as $1, you can buy an eligible item.
- Cash at ATM. Using your debit card and in increments of $20.
- Payment on account. You can pay to a qualified mortgage, credit card or checking account.
Regarding your operating expenses, keep in mind the following:
- Late Payment: Up to $40
- Returned Payment: Up to $40
- Cash advance (25.99%): 5% of the amount or $10 (whichever is greater)
- Balance transfer (within the first 120 days): 3% or $5 (whichever is greater)
The Active Cash credit card has excellent benefits for those who consume regularly. If you want more, consult Busconómico with your tablet or smartphone.
En español: Tarjeta de crédito Active Cash