Citi Secured credit card to build your credit

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Citibank's Citi Secured Credit Card is an option for those who don't have a credit history or want to repair it responsibly. This plastic without annuity and with a reasonable limit can help you lay the foundations for a better financial future.

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APR: 27.74%
Card type: Credit card
Supplier: Mastercard
Card limits
Credit limit: $ 2,500
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of Citi Secured credit card

Citi Secured credit cardTo receive the Citi Secured credit card from Citibank, you must be of legal age and meet the criteria required by this entity, which includes verification of your income/debts.

If you are approved, you have to make a security deposit between $200 and $2,500, which will represent your limit to pay or buy.

This secured credit card works the same as the others and your operations are reported to the main credit bureaus. Along with this, you get other benefits:

  • Zero liability for unauthorized charges.
  • 24/7 customer service support throughout the year.
  • Contactless technology so you can pay quickly and safely.
  • Free access to your FICO score, so you can track your progress.
  • Identity Theft Solutions service for you to solve any identity theft problem.
  • Easy setup with your digital wallet so you can pay with your preferred devices.
  • Configurable automatic alerts about your movements, balances, payment dates and more, which you receive by cell phone or email.
  • Possibility of choosing your payment date at the beginning, middle or end of the month, and you can pay what suits you.

Also, after a year of good behavior, you will have the opportunity to increase your credit or be considered for an unsecured card.

Citi Secured Card from Citibank is a very useful tool to build or repair your credit history. However, its minimum interest rate is above the rest of the bank's cards.

If you want to continue comparing this class of banking products, the Busconómico search engine makes this task easier for you, offering analysis of other similar products, such as the Bankamericard secured card or the TD Bank Secured TD Cash.

En español: Tarjeta de crédito Citi Asegurada