Apply for unemployment benefits in New York

The loss of a job can be a devastating blow, not only emotionally, but also financially. In times of economic uncertainty, it is comforting to know that there are social security programs designed to provide temporary respite for those who find themselves out of work through no fault of their own.

You may be interested in: Most in-demand jobs in New York

If you live in New York State and have recently been affected by a layoff or termination of your employment contract, it is crucial that you know the steps to take to apply for the unemployment benefits you may be entitled to.

What is New York unemployment benefits?

It is a form of financial assistance provided by the State of New York to workers who have become unemployed. This temporary financial assistance is intended to support those who find themselves unemployed by allowing them to meet essential expenses while they search for a new job.

To be eligible to receive these benefits in New York, applicants must meet several requirements, including:

• Employment history: having worked in New York for a specified base period before losing employment.
• Sufficient income: having earned a minimum amount of money during the base period.
• Involuntary unemployment: having lost employment through no fault of your own, such as layoffs or downsizing.
• Willingness to work: being physically and mentally able to work, available to accept work, and actively seeking employment.

Benefits can generally be received for a maximum of 26 weeks, although this period may be extended during times of high unemployment or special circumstances.

In addition, New York may offer additional programs and job search assistance through its employment services offices, including workshops, training and career counseling.

How much can you receive?

This state uses a specific system to calculate the amount of weekly unemployment benefits you are entitled to. This calculation is based on your previous earnings over a certain period of time, known as the "base period".

The as period covers the wages you earned in the four closest quarters (out of the five most recent full quarters) before the quarter in which you file your application.

To be eligible to receive these benefits, you must meet certain earnings requirements during the base period:

• Have earned wages from employment covered by unemployment insurance in at least two calendar quarters.
• You must have earned at least $2,600 in one of the calendar quarters (if you file in 2020).
• Your total income must be at least 1.5 times the amount of your highest wage in a quarter.

Your weekly benefit amount will be calculated by dividing the highest wage you earned in a quarter during the base period by 26 (or by 25 if that highest quarterly wage is less than $3,575). For example, if your highest salary during the base period was $4,394, that figure will be divided by 26 to establish your weekly benefit as $169.

How do I apply for unemployment benefits in New York?

This is a simple process that can be done by following these steps:

1. Start the application online

Access the New York Department of Labor website to file a new application. The day to do so will depend on the initial of your last name.

You must have a NY.gov account to access the application portal. If you don't already have one, you can register in the Department of Labor's online services section.

Those who have tried to apply for unemployment by phone will have to wait one business day before they can establish an online account.

2. Telephone alternative

If you prefer or need to file by phone, call the claims center at 1-888-209-8124. Hours of operation are 8:00 a.m. to 7:30 p.m. Monday through Friday, and 7:30 a.m. to 8:00 p.m. on Saturday and Sunday (Eastern Time).

3. Prepare the necessary documentation

Before you begin your application, either online or over the phone, make sure you have on hand:

• Social Security number.
• Driver's license or vehicle ID number.
• Complete address, including zip code.
• If you are not a U.S. citizen, alien card number.
• Contact information for all employers you worked for in the last 18 months, including names and addresses.
• Most recent employer identification number or Federal Employer Identification Number (FEIN).
• Copies of SF8 and SF50 forms if you were a federal employee, and DD Form 214 if you served in the military.
• Bank details for direct deposit, including check with routing and checking account numbers.

Remember that omitting any required information may cause delays in receiving your first payment.

This process is designed to be as accessible and efficient as possible, ensuring that those who need support can get it in a timely manner.

Español: Aplica para los beneficios de desempleo en New York