Personal loans in Louisiana near me

Updated

The opportunity to get financing with good or bad credit is an advantage that you can use to realize your most important life projects. Wherever you live, it is important to know the ways to get money for any purpose.

In this article we will focus on the state of Louisiana. In this sense, knowing how to get personal loans in Louisiana will be of great help to you and that is why we want to guide you.

You may be interested in: Personal loans in Alabama

Louisiana quick loans near me

If you want to find a financial institution near your location, you can opt for lenders that offer fast cash loans or banks with physical branches where you can ask for personal loans.

Here is a map where you can find fast loans near you, with their address and contact phone number:

Banks offering personal loans in LA

There are many local and national lenders you can turn to for personal loans in Louisiana. These are the loans from the banks with the largest number of branches in the state, in case you want to visit one near you: 

My Chase Loan

My Chase Loan

  • Amount: From $ 500
  • Term: 0 months
  • Interest: Ask
  • APR: Ask
My Chase Loan

My Chase Loan

  • Amount: From $ 500
  • Term: 0 months
  • Interest: Ask
  • APR: Ask
Unsecured Personal Loan

Unsecured Personal Loan

  • Amount: between $ 2,000 and $ 50,000
  • Term: between 2 years and 5 years
  • Interest: 9.24%
  • APR: 8.24%
My Chase Loan

My Chase Loan

  • Amount: From $ 500
  • Term: 0 months
  • Interest: Ask
  • APR: Ask
Unsecured Personal Loan

Unsecured Personal Loan

  • Amount: between $ 2,000 and $ 50,000
  • Term: between 2 years and 5 years
  • Interest: 9.24%
  • APR: 8.24%
Auto Loans

Auto Loans

  • Amount: From $ 4,000
  • Term: 0 months
  • Interest: Ask
  • APR: Ask

Due to the advantages they offer, here are 3 recommendations:

  • Gulf Coast Bank. The particularity of this bank is its competitive rates and the possibility of obtaining at least $10,000. They give you 5 years to repay and to make the application you have to pay an administrative fee of $20.
  • Fidelity Bank. Financing with this bank starts at $1,000 and can go up to $50,000. Along with their competitive rates, you can pay back the money in up to 3 years. In addition to the $50 administrative fee, you must have an account with this bank and the process is done in person.
  • Regions Bank. What we like about this bank is that it does not ask for an origination fee and offers a 0.25%-0.50% discount on the APR with automatic payment activation. Amounts range from $2000 to $5000, repayment term is 12-60 months and you can receive funds the next business day after approval.

Personal loans in Louisiana

Online sites for loans in Louisiana

Online platforms offering personal loans in LA and the rest of the country are becoming more and more common. This is due to their great convenience, ease of use, flexibility and because they can deliver you the money in no time. In our selection, we have chosen some of the most highly rated ones:

  • Best Egg. This website favors financing for home repairs. That's why it offers an APR of 4.99-35.99%, amounts ranging from $2,000 to $50,000 and a repayment term of up to 5 years. It's easier if you have a 700+ score and they pay you funds the next business day.
  • LightStream. This division of Truist Bank is well known for its excellent terms. Through it you can apply for a maximum of $100,000 (minimum $5000) and you have 24-84 to repay. Along with this, the APR ranges from 4.49% to 20.49%, they ask for a minimum score of 660 and you can receive the funds the same day.
  • Upgrade. This particular website is focused on those who have a bad or fair credit score. The APR ranges from 5.94% to 35.47%, amounts start at $1000 and go up to $50,000, and you have a maximum of 60 months to repay the loan. As for speed, you can have the money in your account the same day.
  • Upstart . To get a quick loan from this online platform you only need a score of 560 and above. The amounts range from $1000 to $50,000, the repayment term is up to 5 years, the APR is 5.94%-35.47% and you can receive the funds the same day.

A brief overview of Louisiana

Before its purchase by the United States in 1803, Louisiana was a territory colonized by French, Spanish and slaves from East Africa.

In 1812 it became part of the American union as the 18th state. Today it ranks 20th in size and 25th in population (4.5M).

LA has 64 parishes and the most important cities are its capital Baton Rouge, New Orleans and Shreveport. Its economy is based on agricultural products, the seafood industry, crude oil and natural gas.

With a GDP of 227.73 in 2021, in this southern territory a family earns on average $50,800 and someone working can generate an average of $29,520 a year.

Despite having such resources, Louisiana's indicators have not been the best over the past few years. Along with being the least healthy state, it is also the least developed, the least educated and the one that must implement the most measures to control poverty. Even so, it has one of the busiest ports in the world.

Among the various curiosities of the Pelican State or Bayou State, it is worth mentioning that it has no official language. During the heyday of slavery, it was home to no less than one million Africans for trade and agriculture. While the official flower is the magnolia, LA has the largest number of Native American tribes in the country with 18.

Español: Préstamos personales en Louisiana (LA) en español