Expressline of credit from Umpqua Bank

Lines of credit are the best alternative you have for revolving financing when you don't need the advantages of a credit card. Here's how Umpqua Bank's Expressline credit line works, which gives you up to $50,000 and you only pay interest on what you take out.

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General
APR: 12.20%
Interest: 12.20%
Loan commissions
Study commission: 0%
Opening commission: 0%
Commission for advance payment: 0%
Loan limits
Minimum amount: $ 1,000
Maximum amount: $ 50,000
Minimum of months: Consult
Maximum of months: Consult

Expressline Info

Line of credit from Umpqua BankUnlike personal loans, the application for the Expressline line of credit from Umpqua Bank must be made in person. This implies that you have to visit one of the branches where this financial entity has a presence (Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah or Washington).

We do not know for sure if you must be a customer of the bank or not to access this financing. However, you must be at least 18 years old and have permanent residency or U.S. citizenship to apply for this line of credit. We assume that you will have to show the following documents:

  • Gross monthly income
  • Social Security Number
  • Valid driver's license
  • Monthly cost of housing or rent

As for withdrawing funds, you can do it through mobile/online banking, checks, store advances and phone transfers. When you are a Umpqua customer and already have a checking or savings account, you can get a 0.5% APR rebate on this financial instrument.

Additionally, the Expressline credit line includes an annuity of $35. To resolve any questions, we invite you to use the web chat, connect to the Go-To app or call 1-(866)-486-7782.

Umpqua Bank's Expressline line of credit can be that punctual and recurring financing that gives you timely liquidity. However, at Busconómico you can find other alternatives that are more in tune with your aspirations.

Español: Línea de crédito personal Expressline del banco Umpqua