Additional information of Future credit card
Unlike Enjoy card, you do not have to be a Truist bank customer to access the Future credit card. You only need to be over 18 years old, have permanent residency/citizenship and meet the corresponding requirements. You can apply for it at one of their branches or through their website.
To take advantage of the 0% introductory APR, you must execute the debt transfer after opening the account and within 90 days. Make sure it is an amount greater than $100 or else the bank may reject the operation.
Along with this, the other advantages of this credit card should be mentioned:
- Contactless technology for more secure payments.
- No returned payment fee or penalty APR.
- Zero liability for unauthorized transactions.
- Features you can customize for more convenient handling.
- Membership in a few minutes to your digital wallet so you can pay with your devices.
On the other hand, there are the most relevant possible fees:
- Late payment: Up to $40
- Transactions abroad: $0
- Balance transfer: 3% of amount (minimum $10)
- Cash advance: 4% of amount (minimum $10)
Truist Bank's Future credit card wants to make it easier for you to make major purchases and consolidate debts for more than 1 year. If you are not satisfied with these features, we are sure that with the help of Busconomico you will find a credit card more in line with your expectations.
Español: Tarjeta de crédito Future del banco Truist