Additional information of Cash Back Plus World
To obtain the Cash Back Plus World credit card from Citizens Bank you need to have a score of 670, be of legal age and be a resident of the United States. The application process is very simple and you can do it by visiting the website of this institution and locating the Credit Cards section.
The main thing about this card is its unlimited 1.8% cash back program on purchases. Besides the fact that there are no special categories to choose from, you can review your rewards by going to Credit Card Online. When redeeming, you must limit yourself to $25 increments as direct deposit to your checking accounts or as a credit to your card balance.
If you are a Citizens Bank Quest Checking account holder, you will earn a higher cash back on your purchases, up to 1.9% cash back.
With this card, they won't penalize you by raising your APR if you pay late, they don't charge a fee for international transactions and there is no application fee. Here's what they charge:
- Minimum interest: $1.50
- Late Payment: Up to $41 (possible elimination of 0% APR)
- Balance transfer: $10 or 4% of the amount (whichever is greater)
- Cash Advance (30.24%): $20 or 5% of the amount (whichever is greater)
Other benefits of this credit card include:
- Extended warranty protection
- Tap and Go contactless technology
- Apple/Google/Samsung Pay usage
- Zero liability on unauthorized charges
- Cell phone theft/theft coverage (up to $600, 2 times a year)
The Citizens Cash Back Plus World card looks like an above-average option. Still, be sure to compare what other top-rated banking products offer you using Busconomico.
Español: Tarjeta de crédito Cash Back Plus World