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The financial institution Citibank offers a variety of personal loans and lines of credit in the United States, so that its individual customers can have the financing they need for the purposes they deem convenient.
On one hand, you have personal loans, with which you will get all the money at the beginning, without paying an origination fee or an investigation or study fee, and paying it back in comfortable monthly installments along with interest, for a term of up to 5 years.
These loans can be requested online if the amount you request does not exceed a certain amount and can only be applied by those users who are already customers of the bank, with their own Citibank account, and meet the income and credit score requirements.
You will also have the possibility of obtaining a second personal loan if the first one is already a minimum of time old and you have not suffered any delay in payments.
On the other hand, if you are a Citibank customer, you can also enjoy the Checking Plus credit line offered by the entity for expenses that may arise. With this modality, you will enjoy a credit limit that you will not be able to exceed, and you will be able to make the withdrawals you need without exceeding this limit.
With Citibank's credit line you will only pay interest on the balance drawn, as credit cards do, and you can switch between variable and fixed rates.
In this list you can consult all the information about these financing products for individuals offered by Citibank and choose the one that suits you best.
With Busconómico you can also consult the rest of the personal loans offered by other banks in the USA in our loan comparator, such as those offered by Truist Bank or Wells Fargo.
Español: Préstamos personales y líneas de crédito de Citibank USA