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Currently, the only personal loans offered by Chase Bank is its auto loan, with which you can finance the purchase of a new or used vehicle or refinance your current auto loan to get better conditions, and the My Chase Loan, for which you will need a credit card at the bank.
To take advantage of this last loan, you do not need to be a customer of the bank, and you can start the process online, through the bank's website. However, in order to finalize it, you will have to go in person to one of Chase Bank's branches.
Although at the moment the bank does not publicly offer any multipurpose personal loan option, at Busconómico we will update our list if the bank decides to include other forms of financing in its catalog, analyzing their characteristics so that you can obtain all the information immediately.
With personal loans it is possible to get money to use for various purposes, such as making a home renovation, buying furniture, taking a trip, organizing a big event, paying medical expenses, buying a car and much more.
In the case of credit lines, the total amount is not obtained all at once when the product is contracted, as is the case with loans, but is used as needed, up to the maximum limit allowed. As the money is repaid, it can be used again and interest is only paid on the amount drawn down.
Given the limited supply of personal loans from this entity, you can opt for other banks with more variety, such as Truist Bank or TD Bank, which allow you to choose from several options for different purposes.
Español: Préstamos personales de Chase Bank en español