Citizens One Deposit Savings account review

Savings instruments are designed to help you have financial goals, diversify your money and better manage your finances. You can do this through Citizens Bank's One Deposit Savings account, which you can open with no minimum deposit.


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Commissions
Account management: $ 4.99 You can avoid it by making a monthly deposit of any amount.
Check deposit: Consult
Check writing: Consult
Transfers: Consult
Profitability
APY: 0.01%
Rate of interest: Fixed
Interest settlement: Monthly
Advantage
Checkbook: No checkbook

Additional information of One Deposit Savings account

The operational features of Citizens Bank's One Deposit Savings account is not unlike their current management products. This means that you can avoid the $4.99 monthly fee without hassle and by making a deposit of any amount during the statement cycle.

Citizens One Deposit Savings AccountYou can get this savings account by going through the online process which consists of a few simple steps. The APY associated with this financial instrument is 0.01% and is compound interest calculated each month and deposited on the last day.

This entity offers you its network of 2,700 ATMs, which you can use free of charge. If you want to use ATMs from other banks, it costs you $3. There are other fees associated with this banking product:

  • Money order: $5
  • Official bank check: $10
  • Item returned by a third party: $20
  • Foreign currency exchange: $15
  • Paper statement: $3 ($6 per copy)
  • Excess monthly transactions (max. 6 per month): $15 each

Among the most notable advantages of this savings account, we can highlight:

  • Configurable automatic transfers
  • 24/7 online and mobile banking with your favorite devices
  • Secure management of your transactions through 24/7 fraud monitoring
  • Personalized assistance through agency appointments with one of your agents
  • Free app for convenient management and available for your Android and Apple devices

Citizens Bank's One Deposit Savings account meets the premise of being simple, practical and an efficient way to save. Despite this, we suggest you consult the Busconómico database if you are looking for other features.

With this same bank you can also sign up for several checking accounts, which incorporate a debit card and allow you to sign up for other products, such as personal loans or mortgages. Among these checking accounts you can find the One Deposit or the Quest Checking.

Español: Cuenta de ahorro One Deposit Savings