How to open an account at Capital One Bank?

Choosing a bank is a decision that can shape what you can achieve with your money. Choosing the best option with so many alternatives involves finding out about all the conditions offered by each bank and comparing them.

With this in mind, if your choice has been one of the checking or savings accounts offered by Capital One, here we tell you how to open it and what requirements it has.

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How to open an account at Capital One Bank?

To open an account at Capital One, there are a series of steps that you must evaluate to successfully complete this process. That is why we will guide you on how to go about the process, the documentation and the requirements you will need at each stage.

Choose the account of your choice

When you want to sign up for a banking product, the most important thing is to compare options to find out which one best suits your financial needs.

If it is to manage your common expenses, a checking account would be ideal; if you want to save to buy a house or a car, then a savings account is the most appropriate.

If you want to know a little more about what Capital One has to offer, you can check out our reviews in the Busconomico database. That said, this bank's catalog contains:

• 360 Checking account. A checking account designed for those who want to manage their money in a simple and uncomplicated way. It offers Bill Pay, deposits, transfers, credit card, online banking and more.
• Money Teen Checking Account. This financial instrument is for young people who want to start managing their money, learn the dynamics of banking and understand the basics of budgeting.
• Kids Savings Account. This savings account is aimed at parents who want to secure their children's future while understanding the value of money.
• 360 Performance Savings Account. If you're looking for a high-yield interest rate, this is your best option at Capital One Bank.

Gather your personal information

What it takes to open an account at Capital One Bank isn't much. Whether you choose to do it in person or online, the requirements vary little. In general, here's what you'll be asked for:

• Personal information.
• Contact information.
• Social Security number.
• Income and employment status.

In case you decide to go to an agency, don't forget to bring your state ID, license, or military ID so they can verify your identity.

Apply online or in person

If you want to open an account at Capital One, you can do it at a branch or on their website. It's a simple process when you have what they ask for and the online process goes like this:

• You visit the bank's official website.
• Look for the 'Checking & Savings' tab and choose the account you are interested in.
• Then click on 'Open account'.
• Complete the form by filling in the requested information and agreeing to the terms.

You can also go to your nearest branch to have a bank agent guide you through the opening process. This option is recommended for those who are beginning a business relationship with this financial institution or who have not yet opened an account.

You can also use the branch locator on the bank's website to find the branches closest to you.

Are the Capital One accounts for you?

In principle, none of this bank's accounts require a minimum balance or initial deposit to access their benefits. However, you have to put something in within the first 60 days to avoid being closed. These banking products are covered by the FDIC, which insures your money up to $250,000.

Capital One, on the other hand, is one of the top-rated hybrid banks for those looking for an online experience without giving up personal attention.

You have the option of choosing a CD, a high-yield savings account or a checking account with competitive rates. Plus, you can manage your finances through online banking or their free app.

Finally, if you're looking for good customer service, digital channels and low fees on products/services, opening an account at Capital One may work for you. If you prefer higher APYs, use of Automated Teller Machinesachines (ATMs) or checkbooks and debit cards, we suggest you use our search engine to find the right one.

Español: ¿Cómo abrir una cuenta en Capital One?