Citizens Bank's Clear Value Mastercard review

Updated

In order to protect our finances and stay away from significant debt due to interest accumulation, we must look for the best rates. This is how Citizens Bank's Clear Value card works, which gives you discounted interest rates and an effective annual rate of 0% for 18 billing cycles.

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Details
APR: 19.24%
Card type: Credit card
Supplier: Mastercard
Card limits
Credit limit: Consult
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of Clear Value Mastercard

Citizens Bank's Clear Value credit card is designed to help you spend more without hurting your personal finances. Among the requirements for your application, you must be of legal age, be a US resident or have citizenship and show a good/excellent score.

Citizens bank Clear Value MastercardIn terms of benefits, the list is full of useful aspects:

  • Acceptance at more than 36 million merchants.
  • Flight delay and baggage loss insurance
  • Extended warranty protection - double the original warranty protection
  • 24/7 account management via mobile or online banking
  • Use of Apple/Google/Samsung Pay through the Citizens app
  • Contactless (Tap and Go) technology for more secure transactions
  • Zero liability for unauthorized charges made over the phone, store or online

This plastic penalizes you with a 29.99% APR if you pay late, exceed your credit/cash advance limit or for returned payment. Other applicable fees would be:

  • Minimum interest: $1.50
  • Late Payment: Up to $41 (possible elimination of 0% APR)
  • Balance Transfer: $10 or 3% of the amount (whichever is greater)
  • Cash Advance (30.24%): $20 or 5% of the amount (whichever is greater)
  • Foreign Transaction: $1.50 or 3% of the amount (whichever is greater)

If you have what it takes, the Citizens Clear Value credit card can give you that low rate you want so badly. While you're at it, be sure to check out other alternatives in this category using Busconomico's search engine, such as TD bank cards or BMO Harris Bank credit cards.

Español: Tarjeta de crédito Clear Value de Citizens Bank