BMO Harris Platinum Rewards credit card review

Updated

Each financial institution offers products that are better versions of others. The Platinum Rewards credit card from BMO Harris Bank has no annuity and includes a very attractive rewards program and the first 12 months interest free.

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Details
APR: 21.24%
Card type: Credit card
Supplier: Mastercard
Card limits
Credit limit: Consult
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of Platinum Rewards credit card

BMO Harris Platinum Rewards cardIf you want to get the BMO Harris Bank Platinum Rewards Credit Card, there are two ways to do it: by using the online form or by calling 1-888-340-2265.

Among its attractions, this card comes with an introductory offer of 25,000 bonus points if you spend at least $2,000 during the first 3 months after account opening.

As for rewards, with this plastic you receive 2 points for every dollar spent in two categories: gas and groceries (up to $2,500 combined during the quarter).

For any other purchase, the ratio is 1 point per $1 spent. In addition, you get a 10% anniversary bonus and can redeem for gift cards, balance credit, merchandise and travel.

With this credit card you can make balance transfers and enjoy 0% interest for the first 12 months. Other fees are usually:

  • Minimum interest: $1
  • Late payment: Up to $39
  • Returned payment: Up to $39
  • Foreign transaction: $3
  • Cash Advance (27.24%): $10 or 5% of the amount (whichever is greater)

Finally, we can't fail to mention the benefits related to Mastercard:

  • Extended warranty (doubles the original)
  • Zero liability for unauthorized charges
  • Identity theft protection and monitoring
  • MasterRental to cover property and physical damage
  • MasterRoadAssist to give you roadside assistance

The BMO Harris Bank Platinum Rewards credit card has more benefits than other similar cards. With the same bank you can also access others like the Cash Back Mastercard that gives you back up to 5% of your purchases.

Español: Tarjeta Platinum Rewards de BMO Harris Bank