BMO Harris Bank Cash Back Mastercard review

Updated

There are credit instruments for all tastes and with different rewards programs that you can take advantage of. In this category is the Cash Back Mastercard from BMO Harris Bank, which has no annuity and gives you 12 months of 0% APR for balance transfers.

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Details
APR: 21.24%
Card type: Credit card
Supplier: Mastercard
Card limits
Credit limit: $ 5,000
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of Cash Back Mastercard

BMO Harris Cash Back credit cardYou can apply for the BMO Harris Cash Back Mastercard in two ways: by calling 1-888-340-2265 or through their website. If you choose the online process, you will need the following:

  • How much you earn and source of income
  • Personal information: name, address, state of residence and SSN
  • Banking information, such as the type of account you have and the bank you use.

This credit card includes a rewards program that we can summarize as follows:

  • 5% cashback on streaming services, TV and media platforms.
  • 3% cashback on every $1 spent on eligible grocery and gas purchases, up to $2,500 (combined in each quarter)
  • 1% cashback on all other eligible categories
  • A $200 bonus when you spend at least $2,000 within the first 3 months of opening your account.

To redeem your rewards, your card must be active and in good standing. In this case, there are four options: statement credit, merchandise from affiliated merchants, gift cards and travel credit (tickets, hotels, packages, etc.).

This credit card also includes Mastercard's own benefits, such as identity theft protection, zero liability for unauthorized charges and Identity Check for online purchases. This is complemented by extended warranty, roadside assistance and MasterRental.

The BMO Harris Bank Cash Back Mastercard may be that missing piece to bolster your personal finances. If not, we suggest you analyze other credit alternatives using the Busconomico database and our specialized reviews, such as Fifth Third Bank cardsBank cards or Chase Bank cards.

Español: Tarjeta Cash Back de BMO Harris