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Bank of America credit cards allow you to purchase products and services on a deferred basis, meaning that the amount of your purchases is not immediately deducted from your checking account, as is the case with debit cards.
With credit cards, the balance consumed can be paid the following month, free of charge, or financed over several months, with the consequent payment of interest.
In both cases, you can choose from a variety of payment methods, although the most practical is to automatically debit your bank account.
With Bank of America's plastic cards, you will also enjoy discounts on your purchases and points programs, with which you can accumulate miles and redeem them for travel and other products.
You will also enjoy an initial period of 12 to 15 months, depending on the card, in which you will not pay interest on the purchases you finance. You will also get coverage for your luggage, purchase protection and other policies that may vary from one card to another.
If you have the Preferred Rewards program offered by the bank to customers with a minimum combined balance in savings and investment products, you can obtain up to 75% more points and discounts on your purchases.
We highlight the BankAmericard secured credit card, which allows you to start your credit history, improve your score or rebuild it, thanks to the fact that it does not require a minimum score to obtain it. To get it, you will have to deposit some money in the bank that will serve as collateral.
BofA now also offers two other secured credit cards, the Unlimited Cash Rewards and the Customized Cash Rewards, which gives you cash back on your purchases.
Español: Tarjetas de Bank of America