Truist Bank Personal Line of Credit review
Truist Bank's personal line of credit wants to give you the flexibility to draw money when you need it and give you the best financing terms if you have an outstanding credit history.
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General
| APR: |
13.69% |
| Interest: |
13.69% |
Loan commissions
| Study commission: |
$ 0
|
| Opening commission: |
$ 0
|
| Commission for advance payment: |
$ 0
|
Loan limits
| Minimum amount: |
$ 5,000
|
| Maximum amount: |
Consult
|
| Minimum of months: |
12
|
| Maximum of months: |
60
|
Personal Line of Credit Info
Something fundamental about Truist Bank's personal line of credit is that you don't have to be a customer to apply for this revolving credit.
Although this banking product has no pre-qualification, you can apply for it by calling 844-487-8478 or by visiting one of its branches on the East Coast.
Among the requirements, you will be asked for:
- Hard pull to see the APR.
- Good to excellent credit score (650+).
- Financial information about your assets, debts and credit history.
- Residency in AL, FL, GA, IN, KY, MD, NJ, NC, NC, OH, PA, SC, TN, TX, VA, WV or D.C.
We invite you to contact them to learn more about the terms of this revolving loan. Also, here are the highlights of this financial instrument:
- Quick Deposit. According to their official website, they offer to give you the funds the same day, as long as it is a business date.
- Direct payment to creditors. In case you want to consolidate card debt or other loans with high rates, the bank sends the money to the appropriate party.
- Secured and co-signer option. If you are a new customer, you can opt for a secured line of credit using your savings, car title or a CD. When you add a co-signer with good credentials, you may receive a lower APR or more money.
Truist Bank's personal line of credit gives you more purchasing power and helps you during unforeseen events. In addition, the bank also offers you other personal loans and quick online credits for different needs.
Español: Línea de crédito personal del banco Truist