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Wells Fargo financial institution allows you to sign up for different types of checking and savings accounts so you can manage and organize your money easily and using different means, such as physical offices and online banking, through different devices, such as a personal computer, a tablet or a smartphone.
Within the checking accounts you can have free debit cards to pay in any country in the world, in establishments that accept this means of payment, or through online stores and services. You can also withdraw cash at any ATM, free of charge at Wells Fargo ATMs.
Currently, this category includes Everyday Checking, Clear Access Banking and the new Prime Checking and Premier Checking accounts.
You also have at your disposal several savings accounts that you can use to deposit money that you are not going to use in the short term and get a return on it while you do not use it.
These accounts have a more limited operation than the everyday accounts, so you can not link cards or direct debit payments, but you can withdraw the money whenever you want by transferring it to another bank account, without penalty.
Among the savings accounts offered by the bank are the Way2Save Savings and Platinum Savings.
All Wells Fargo accounts have a monthly fee of different amounts depending on the product. In all of them there is also the possibility of avoiding it by fulfilling different requirements, such as maintaining a minimum daily balance, making qualifying external income, such as payroll or pensions, or having a combined balance between different products of the bank that exceeds a certain minimum.
Wells Fargo checking accounts also allow you to sign up for other products offered by the bank, such as credit cards, personal loans, deposits or mortgage loans, and you can get certain benefits if you are already a customer of the bank.
Check their website for all the information on their accounts or visit a Wells Fargo office near you to get all the details in person.
Español: Cuentas corrientes y de ahorro de Wells Fargo