Additional information of Visa Platinum credit card
You can obtain the Umpqua Platinum Visa card through the online form offered by this financial institution. Of course, you must be over 18 years old, have a current address in the United States and a social security number to be eligible.
We remind you that the 0% APR of this card is for purchases and balance transfers (commission applies) and not for cash advances.
Among the fees that this credit card has, it is worth mentioning:
- Late payment: up to $40
- Returned payment: up to $40
- Foreign transaction: 2% in USD and 3% in other currency.
- Balance transfer: $5 or 3% of the amount (whichever is greater)
- Cash Advance (25.99%): $10 or 5% of the amount (whichever is greater)
It is also important to mention that this credit instrument includes some benefits that are already common for the Visa brand:
- Free additional card
- Availability of funds in 1 million ATMs
- Zero liability for reported fraudulent charges
- 24/7 year-round customer service via a toll-free number
- Travel assistance to replace tickets and get medical/legal help
- Visa Verification, which includes a personalized key to protect you when shopping online
The Umpqua Bank Visa Platinum card is one of the most interesting cards we've seen for what it offers, its interest rate and 0% APR. Of course, there are many TDCs like this one that you can review at Busconómico.
Español: Tarjeta Visa Platinum de Umpqua Bank