1/30/2023
Although Arizona has a climate that can be extreme, this has not prevented its progressive economic growth and development. Living in the largest capital city in the United States must certainly have many advantages.
And as for how to get personal loans in Phoenix, here are our top recommendations.
Where to get personal loans in Phoenix?
Getting personal loans in Phoenix or any other city in the United States is not particularly difficult. On the contrary, this type of financing is commonly known as unsecured debt because you don't need to pledge your car or home as collateral to get the money.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
For this reason, you can use them for free investment and according to the policies of the financial institution or lender.
Loans for individuals have several advantages, such as:
- Flexibility. You can use this financing as you see fit, as long as it is legal and in accordance with the terms of the contract. That said, this money can be used to complete personal projects, meet medical expenses, consolidate debts, pay for special events or studies, make important purchases, pay off bills, treat yourself and much more.
- Larger amounts. As in other cities, in Phoenix you can get up to $50,000 or even more, depending on whether you have a business or not. In addition, there are online platforms that give you the funds in 1 or 2 business days after you receive the approval.
- Fixed interest rate. There are bank products whose APRs are variable or change according to the provisions of whoever grants you the financing. With these loans, you set a fixed interest rate from the beginning, starting at 4.49%. This helps you to know how much you will pay at the end and to plan in more detail how to invest the funds or repay them.
- Long terms. Unlike other types of loans, such as payday (illegal in AZ) or car title loans, these loans give you time to meet your commitments. With terms ranging from 3-6 months to 7 years, you can better organize your finances knowing that the payments will always be the same for the duration of the loan.
Most commonly used personal loans
Among the options for getting extra cash, the most common in Phoenix are usually:
- Secured loans. Unlike unsecured financing, this type of loan requires collateral or security to obtain the funds. Although less popular because you can lose the pledged asset, they are useful for emergencies or to start/improve your credit history.
- Personal line of credit. Better than a credit card because they give you lower rates and charge interest on the amount drawn. They can have a long duration, you have a set limit and you can request money whenever you need it.
- Co-signer loans. This type of personal loan is used when you are a minor, have no credit history or your FICO score is not the best. It is a way to increase your chances of approval and to guarantee the bank that someone will take care of the debt if you can't pay.
A brief history of Phoenix
The Hohokam people inhabited the land we now know as Arizona's most important town 2000 years ago. Later (1867), Phoenix was established as a rural community near the confluence of the Gila and Salt Rivers. Incorporated as a city in 1881, by 1889 it would become the state capital.
Called Hoozzdo in Navajo, it is the most populated and extensive city in Arizona, with at least 1.72 million inhabitants. It is the only U.S. capital with more than 1 million residents and the largest in the country. It is twice the size of Tucson, belongs to Maricopa County and its metropolitan area is home to just over 4.5 million people.
Despite its climate, the early agricultural economy of this locality was quite successful, with alfalfa, cotton, hay and citrus as prominent crops.
Although these crops were an important part of its income, the financial lifeblood before World War II was cattle, cotton, copper, weather and citrus.
After the building boom of the 1940s and its modernization during the last century, by 2010, the largest employment categories were office and administrative support, sales, food, transportation, and management.
The city of Phoenix has a GDP hovering around $237 billion annually, a household generates an average income of $57,450 (2019) and a worker earns an average of $29,300 (2019).
Getting personal loans in Phoenix (AZ) is a matter of choosing an online platform, credit union, bank, P2P service or reputable lender. Applying for money you don't have should be a planned thing, considering your financial situation and with a clear purpose to avoid getting into debt on a whim.
Español: Préstamos personales en Phoenix (Arizona)