7/15/2023
We know that having financing at your fingertips can improve your quality of life in the Hawkeye State or wherever you live in the United States. If you want to know how to get personal loans in Iowa near you when you need them, we show you several alternatives.
You may be interested in: Personal Loans Near Me
Where to get personal loans in Iowa?
Today, Iowa residents have many options for quick personal loans. Among the most popular, we find national/regional banks, credit unions, online platforms, private lenders, fintechs and more.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 200 and $ 1,500
- Term: entre 7 days y 6 months
- Extra:Online personal loans with no credit check.Interest rate up to 795% APR
Dirección: Rosebud Lending LZO PO Box 1147 - 27565 Research Park Dr. - Mission, SD 57555
- Loan amount: between $ 100 and $ 3,000
- Term: entre 7 days y 9 months
- Extra:Interest rate between 471% and 841% APRAddress: P.O. Box 760 | Parshall, ND 58770
Traditional lenders in Iowa
Finding the right loan in Iowa requires you to research and compare options. Whether you use Busconomic or another database, this work is important to have alternatives that are more aligned with your needs.
In this sense, we leave you with 3 banking entities that could help you with your purposes:
- Dubuque Bank and Trust (DB&T). You can get a quick credit with this regional financial entity if you have a checking account with them. Being a small bank, the maximum you can get is $5,000. As for the interest rate (APR), it varies depending on the loan, and the time to pay back the money extends up to 36 months.
- US Bank. From this national bank we know that it can give you up to $50,000 (minimum $1,000) at an APR starting at 8.99% and within a repayment term between 1 and 7 years. These conditions are for customers of the institution. Otherwise, the maximum is $25,000 and you have 60 months to repay it. You need a score of 660, no origination fee and no prepayment penalty.
- Wells Fargo. Another national recurring institution that can give you from $3,000 to $100,000 if you have the credentials. The APR starts at 6.99%, the repayment term ranges from 1-7 years, they give you a discount when you are a customer and they deposit the money in one business day. The best thing about this bank is that they don't charge you an administrative or closing fee and you can prepay.
Other banks with a strong presence in Iowa, so you can find offices near you to apply for personal loans, are: First Interestate Bank, MidWestOne Bank, United Bank of Iowa, Farmers State Bank and Fidelity Bank & Trust.
Online lenders in Iowa
There is a long list of online platforms that lend money or put you in contact with financiers. As we can't describe them all in this post, we leave you with a selection that stand out for their reputation and good service:
Credible
This platform is widely valued for having a simple, friendly and transparent process. It works as a 'marketplace' that connects you with different lenders so you can compare offers and choose the most suitable one. It also gives you the opportunity to refinance any type of credit.
On this site you can apply for amounts ranging from $5,000 to $100,000, with an interest rate that starts at 5.40% and they give you up to 7 years to pay back the money. With Credible you can get a personal loan for minor repairs or emergencies or for a larger budget.
Integra Credit
When you don't have a good credit score, this company offers timely financing. The process is quite simple: you fill out the application on their website, get approved in a short time, sign the required documents virtually and they deposit the money in one business day.
In addition to having the money sent directly to your account, you can enjoy other advantages:
- Flexible payment options
- Adjustable terms and amounts
- Availability of credit lines
Keep in mind that Integra favors those with no credit history or bad credit. Although its APR starts at 99%, it has the particularity of offering a wide variety of terms according to the applicant's financial situation.
Rocket loans
This financing platform is indicated for those who have a score of 640+ and are looking for a disbursement in 1-3 business days. Through their site, you can get a maximum of $45,000 (minimum $2,000), an APR of 7.73%-29.99% and a maximum repayment term of 5 years.
They don't charge you for prepayment and give you a discount when you activate autopay.
A brief history of Iowa
History has it that the name of this territory comes from the 'Ioway' people, who were once part of the 'Ho-Chunk' Confederacy in several areas that now make up the American Midwest. After European settlement, it was part of Spanish and French Louisiana until it became the 29th state in 1846.
Within the United States, Iowa has an estimated population of 3,200,500, making it the 31st largest state in the nation and the 26th largest. Its capital Des Moines is the largest and most populated city, followed by Cedar Rapids, Davenport, Sioux City and Iowa City.
This territory in the center of the country borders the states of Minnesota, Wisconsin, Illinois, Missouri, Kansas, Nebraska and South Dakota.
During its beginnings, the economy was based on agriculture. Today, biotechnology, manufacturing, finance, insurance and government services drive its development. With a GDP of $179.5B, a family in Iowa generates an average income of $65,425 and someone working earns an average of $34,800.
Español: Préstamos personales en Iowa cerca de mí