12/30/2022
If you've ever seen the movie "Wayne's World," then you should have some idea about the city of Aurora. With an industrial and manufacturing tradition, this midwestern city is the second largest in the state of Illinois, behind Chicago.
For this and other reasons, we want to show you how to get personal loans to help you with your finances if you reside in this city.
Where to get personal loans in Aurora (IL)?
Aurora, like so many other American cities, promotes economic development and credit culture for the well-being of its inhabitants. This means that you can get personal loans at financial stores, banks, credit unions, online platforms, private firms and through different lenders.
The options you find online or offline are geared towards people with good or bad credit scores. In fact, many times the lender will consider the complete picture of your finances to give you the conditions that favor you the most.
- Loan amount: between $ 100 and $ 35,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 6.63% and 485% APRAddress: 1125 E. Broadway #545, Glendale, CA 9120
- Loan amount: between $ 500 and $ 50,000
- Term: entre 15 days y 120 months
- Extra:Fast loans up to $50,000 for whatever you want.
Interest rates from 6% to 439% APR
Finansi Group SL - Calle de las Barcas 2 Piso 2, 46002, Valencia
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 1728 months
- Extra:Fast online loans even with bad credit.Interest rates between 5.99% and 35.99% APR
3315 E Russel Rd Ste A-4 Box #105, Las Vegas, NV 89120
- Loan amount: between $ 500 and $ 10,000
- Term: entre 3 y 36 months
- Extra:Interest rates between 5.99% and 35.99% APRAddress: Chief LLC, 2661 N Pearl St #431 - Tacoma, WA 98407
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 3 y 720 months
- Extra:Interest rate from 5.99% to 35.89% APRAddress: 278 EAST 1875 SOUTH Roosevelt, UT 84066
- Loan amount: between $ 50 and $ 2,500
- Term: entre 7 days y 12 months
- Extra:Fast loans online and offline, even with bad credit.Interest rate starting at 83% APR.Address: 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062
- Loan amount: between $ 1,000 and $ 35,000
- Term: entre 6 y 72 months
- Extra:Interest rate from 5.99% to 35.99% APR - 216 E 4th St, Austin, TX 78701
- Loan amount: between $ 300 and $ 5,000
- Term: entre 14 days y 12 months
- Extra:Consult with the entity the interest rate and the APRAddress: 2929 Floyd Street, Burbank 91504 CA
- Loan amount: between $ 200 and $ 5,000
- Term: entre 7 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 100 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,500 and $ 20,000
- Term: entre 24 y 60 months
- Extra:Fast online and offline loans, also securedInterest rate from 18% to 35,99% APR
Address: OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013
- Loan amount: between $ 200 and $ 5,000
- Term: entre 14 days y 24 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 500 and $ 12,000
- Term: entre 24 y 60 months
- Extra:Secured personal loans up to $12,000 Interest rates from 24% to 35,99% APR
Address: Regional Management Corp. 979 Batesville Road, Suite B Greer, SC 29651
- Loan amount: between $ 200 and $ 5,000
- Term: entre 1 days y 12 months
- Extra:Interest rate between 4.99% and 450% APRAddress: 1041 4th Avenue, Suite 302, Oakland, CA 94606
- Loan amount: between $ 1,000 and $ 25,000
- Term: entre 12 y 60 months
- Extra:Quick cash loans, mortgages and auto loans.Interest rates from 16% to 35,99% APR
Address: Mariner Finance, LLC. - 8211 Town Center Drive, Nottingham, MD 21236
At the end of the day, what matters is that you have the money to pay and that you make the commitment responsibly.
Generally speaking, personal loans in Illinois can reach amounts up to $100,000, with interest rates that vary depending on the type of loan (4%-700%) and terms ranging from 15 days to 10 years.
Common requirements for personal loans
If you are not planning to apply for a car title loan or payday loan, the most commonly requested documentation for this process usually includes:
- Current social security number.
- Fixed monthly income of $1000 or more.
- Active savings or checking account with direct deposit.
- Official, government-issued photo ID.
- Permanent state residency or U.S. citizenship.
- Proof of a checking account or regular income.
- Telephone number and email address.
Top banks offering loans in Aurora, Illinois
In the second most populous city in the state we can find hundreds of bank branches of different financial institutions where it is possible to obtain financing through personal loans, but also credit cards and mortgages.
These are the banks with more presence in the area:
- Old Second National Bank, with fifty or so branches in the city.
- JPMorgan Chase Bank, with more than 40 branches. You can find one near you here.
- BMO Harris Bank, with more than 30 locations.
- Fifth Third Bank, offering personal loans and secured and unsecured lines of credit.
- US Bank, with a broad portfolio of loans and credit cards.
- PNC Bank, with more than 20 branches in Aurora.
- Bank of America, with many branches in the area also offers its various forms of financing in the city.
What you can and can't use personal financing for
It is logical to wonder whether the destination of the funds you are going to borrow has any bearing on whether or not you will be approved. In the minds of lenders, the ideal situation is that you represent as little risk as possible and they are as certain as possible that you will repay the money.
This is because personal loans are usually unsecured, meaning there is no collateral involved.
Still, you can use personal financing on a discretionary basis. Most people use this capital for medical emergencies, repairs, home renovations, vacations, special events, major purchases and more.
Although you can use personal loans in Aurora for almost any purpose, there are certain situations that are frowned upon:
- Gambling. Many cities will not lend you money if they find out you intend to use it at a casino or gambling establishment.
- Paying tuition. When you are a student with no income, you will hardly have access to this kind of financing. It is preferable to opt for a student loan, since lenders are not sure that you will pay them back if you get into too much debt or declare bankruptcy.
A Brief History of Aurora (Illinois)
Originally, the city of Aurora was divided into 2 towns with the same name: East and West. The official integration of these parts came in 1857, since the authorities could not agree on where to locate the public buildings.
It is also known as the "City of Lights" for being one of the first cities to have electricity. In 2020, this city had about 197 thousand inhabitants, being the 2nd most populated in the state of Illinois and the 124th in the country.
Aurora is located in DuPage and Kane counties, but has also spread to Kendall and Will. Known as a manufacturing and industrial town, its development has been boosted since the 1960s.
The charm of this city is concentrated in its 3 regions (west, east and far east side) formed by Stop Island and the Fox River (historic downtown). Along with its museums, natural parks and zoos, Aurora stands out for its architecture and historical sites.
In economic terms, the development of this metropolis is based on agriculture, manufacturing, renewable energy and services.
Our final recommendation on how to get personal loans in Aurora involves understanding the risks and knowing the rules of the game. Although borrowing has become a faster, more accessible and widespread process, you have to deal with reliable companies.
Español: Préstamos personales en Aurora (Illinois)