Check the definitions of the different financial terms

When you are going to hire a banking product, from a personal loan to a credit card, there are many technical terms that you often do not understand and that we recommend you understand to know exactly what you are acquiring. For this, in this section you will be able to consult the definitions of these expressions with a language that is easy to understand.

What is the HUD (Dept. of Housing and Urban Development) and its Section 8

We would like to believe that government aid is only as good as its intentions, but theory is not always reflected in practice. In the United States there are many aid programs for people with limited resources, older adults or with a disability. That is why the HUD (Department of Housing and Urba..

9/20/2022 Read more

Types of loans in the United States

They say that necessity obliges, and many times we have to appeal to some type of loan to solve a situation or carry out a project. When there is a financial system that works, you know that you have financing options for different needs. As credit abounds in the United States, we will review the mo..

9/16/2022 Read more

What are payday loans and how to get them

American culture takes its institutions and credit instruments available to consumers very seriously. For this reason, at any time you have access to personal loans, online credits and even payday loans. Next, we reveal the details of this last type of express financing, which are a very popular alt..

9/16/2022 Read more

What is the FDIC (Federal Deposit Insurance Corporation)

Many nations have a series of mechanisms and institutions responsible for ensuring the proper functioning of their economy. In the US context, there are several specific organizations that contribute to strengthening the financial stability of the state. Like the Federal Reserve or the CFPB, the FDI..

9/15/2022 Read more

What is the CFPB (Consumer Financial Protection Bureau)

The CFPB or the Consumer Financial Protection Bureau is a government agency that watches the banks and financial institution to treat the consumer fairly. It is precisely this institution that concerns us today and about which we will talk in as much detail as possible. Creation of the Consumer Fin..

9/15/2022 Read more

Differences between fixed-rate and adjustable-rate mortgages

Despite the buzz associated with the US real estate market, people still have the urge to buy a new or used home. In this country, you have 2 main alternatives to access a mortgage loan, the fixed interest rate and the adjustable interest rate. Since this topic is important for your personal finance..

9/6/2022 Read more

Credit score, what it is and how it is calculated

Among the requirements that you must present when you want to apply for a personal loan, a credit card or a mortgage, are your qualifications as a responsible person. grow-credit As you well know, in the United States, reputation comes first, especially when dealing with financial entities. One of ..

6/23/2022 Read more

What is the Federal Reserve and what is its role?

Few financial organizations have as much impact on the world economy as the US Federal Reserve. Headquartered in the imposing Eccles Building in Washington DC, it is the meeting place for a select group of economists to decide the path to follow for this nation. For this reason, it is ideal that you..

6/17/2022 Read more

What is the APR (Annual Percentage Rate) and how is it calculated?

When applying for a personal loan, credit card, or other financing in the United States, you should know a few details so you can compare how these banking products differ. One such element is the APR or Annual Percentage Rate. If you want to find out more about its details, we explain the most rel..

6/15/2022 Read more

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