Check the definitions of the different financial terms

When you are going to hire a banking product, from a personal loan to a credit card, there are many technical terms that you often do not understand and that we recommend you understand to know exactly what you are acquiring. For this, in this section you will be able to consult the definitions of these expressions with a language that is easy to understand.

USCIS contact phone number: 800-375-5283

Immigration matters in the United States are under the care of three federal agencies: CPB, ICE and USCIS. The latter is in charge of all kinds of procedures for those arriving in the country and has a complete system of attention by telephone and Internet. Check here what is USCIS and the different..

5/8/2023 Read more

What is the loan-to-value (ltv) ratio?

Buying a home requires you to incorporate a series of calculations that go beyond the price of the property. It is important to know that the average cost of a home reached $405,000 in March of this year, which affects the loan-to-value ratio. You may be interested in: ITIN mortgage loans This key m..

5/5/2023 Read more

What does KYC mean and what is it used for?

The famous KYC stands for Know Your Customer and is a standard requirement within the financial industry. If you want to know more about it, here is a small guide. Who should apply KYC? Know Your Customer policies are mandatory for financial institutions that offer account opening and maintenance...

4/27/2023 Read more

What is the Bill Pay service and how to use it?

Mention of the Bill Pay service has become commonplace when you go to sign up for a checking account or other similar products. Given its usefulness and the convenience it can bring to managing your finances, we want you to be clear on the basics of how it works. What is Bill Pay? Online bill pay r..

4/14/2023 Read more

What are cryptocurrencies?

More and more people are becoming interested in cryptocurrencies in the United States and around the world. Before you start investing in cryptocurrencies you need to know something about them and how they work, here we explain what cryptocurrencies are, how they work and the main cryptocurrencies t..

4/13/2023 Read more

What is the VantageScore and how is it calculated?

The VantageScore is usually the credit score that many banks and other entities let you review at no cost and serves to evaluate your financial behavior, scoring whether you are more or less reliable to pay your debts. If you are not yet familiar with its dynamics, we show you its fundamental aspect..

4/12/2023 Read more

What is Experian and what services does it offer in the U.S.?

Experian is one of the largest credit bureaus in the United States and the world. Its main function is to collect financial information from individuals and companies to provide credit reports, such as credit scores, to financial institutions and other companies that request them. If you want to kno..

3/31/2023 Read more

What is the down payment on a mortgage loan?

Mortgage loans are known for their extensive paperwork and demanding requirements. Among the many terms you should be familiar with is down payment, which can be summarized as the portion of the home's value that you contribute from your savings. But although it may seem simple, this term has di..

3/24/2023 Read more

Do $1,000 dollar bills exist?

Certainly $1,000 bills still exist and there are only about 165,000 of them. Most of them are in museums or in the hands of private collectors. If you are interested in knowing more, we tell you about it below. History of the $1,000 bill High-denomination change notes like the $1,000 bill have been..

3/21/2023 Read more

What is the APRC on a loan and how is it calculated?

In your search for the ideal mortgage on Busconomico or on the web, you will come across some abbreviations you don't know. Although the APRC is very similar to the APR, which you may already know, they are different. Here we show you what the APRC is in a loan or mortgage, how it is calculated ..

3/17/2023 Read more

What is an LLC? (Limited Liability Company)

In the United States, private businesses of all kinds are the basis of its economy, which is still the largest in the world, despite the fact that China has come quite close in recent decades. Within the U.S. business system and at the legal and tax level, there are several figures for which an entr..

2/27/2023 Read more

What is a money order and where can I get one?

In an increasingly digitized world, conventional payment methods can be seen as a mechanism against today's multiple threats. The money order falls into this category and we would like to show you how useful it can be. What is a money order? Simply put, a money order represents a prepaid check...

2/22/2023 Read more

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