Check the definitions of the different financial terms

When you are going to hire a banking product, from a personal loan to a credit card, there are many technical terms that you often do not understand and that we recommend you understand to know exactly what you are acquiring. For this, in this section you will be able to consult the definitions of these expressions with a language that is easy to understand.

What is the SSN (Social Security Number) in the United States?

As part of the series of reforms that the New Deal brought to the United States in the 1930s, after the devastation generated in the country by the Great Depression, the Social Security Administration (SSA) was created within the framework of the new Social Security Act and with it the Social Securi..

12/23/2022 Read more

What is Credit Mix and how does it affect your credit score?

Proper credit management is made up of several important aspects. One of them is the Credit Mix, which represents 10% of your FICO score. For this and other reasons, you should know what it is, its importance and how it affects your score. This is what we will show you in this post. grow-credit Wha..

12/23/2022 Read more

What is an Escrow Account and how does it work?

The use of escrow accounts is becoming more and more widespread, it is very likely that on several occasions you have heard its name or you have been asked for it when paying for an important purchase. If so, but you do not fully understand what it is about, this post is to clarify all the doubts ab..

12/23/2022 Read more

What are black credit cards and how to get one?

To a greater or lesser extent, we all want to have access to exclusive or premium products. In the world of financing, black credit cards have become that unmistakable symbol of wealth, elegance and VIP status.As you might expect, few have access to these plastics and that's why we'll tell y..

12/20/2022 Read more

How to compare personal loans?

The commandments for getting the best possible conditions when looking for a personal loan start with comparing different options and include a good dose of voluntary research. As much as you hear it and ignore it, we have to insist on the best recommendations on this subject. May interest you: U.S...

12/20/2022 Read more

Mortgage loans frequently asked questions

Homeownership has become an expensive process that often requires the help of mortgage financing. That's why many first-time buyers have some doubts about how the process works. To put those fears aside and give you that knowledge of what to expect, we made our list of frequently asked questions..

12/16/2022 Read more

What is a certified check and where to get it?

In this digital era, traditional forms of payment that are known to offer a certain guarantee for those who decide to use them still prevail. In this category we find the certified check, which should not be confused with a cashier's check. You may be interested in: How to write a check? Due to ..

12/16/2022 Read more

What is the grace period on a loan?

Another term we need to be familiar with to take care of our personal finances is the loan grace period. It can be an important resource when your financial situation gets complicated. If you don't know exactly what it is, here we clarify it for you. What is the grace period for a loan? The fig..

12/14/2022 Read more

What are joint bank accounts and how they work?

As you move forward in a relationship with another person, the financial issue becomes important if you both want to move in together or get married. This may mean sharing bills and starting to save for future plans. With the prospect of a life together, managing your finances should be a priority. ..

12/14/2022 Read more

What are virtual credit cards?

Physical credit or debit cards may have a virtual version available from the bank or the entity in charge of issuing them. In this digital era, electronic payments are becoming more and more common, having greater diffusion among stores and businesses. If you want to know how virtual credit cards wo..

12/1/2022 Read more

What is a Schumer Box and what is it for?

Those who want to make intelligent decisions when comparing financing products, especially credit cards, should know what a Schumer Box is for. Although you may not be familiar with the term, you will be more interested when we tell you about its usefulness. If you want to manage your money better,..

11/25/2022 Read more

What is the ITIN number and how to apply for it?

In the United States, the Internal Revenue Service is an institution that takes tax evasion very seriously. To do your duty, you may need what is known as an ITIN, whose function we will explain in more detail.It may interest you: Personal loans with ITIN number What is the ITIN It is the Individua..

11/24/2022 Read more

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