Additional information of Access Checking account
The main difference between the Access Checking account of Umpqua Bank and the basic version Embark Checking is its additional advantages. With this financial instrument you get:
- Mobile/online banking to streamline your transactions.
- At least four rebates per month at ATMs of other banks
- Use of the Go-To application so you can have your own financial advisor
- Paper statements at $3/month or free when you sign up for digital statements
- Up to three Grow Savings or Thrive Money Market savings accounts with no monthly maintenance by linking them to your Access Checking account
This interest-free checking account includes a $5 monthly fee that you can avoid in three ways:
- With a monthly mobile deposit of $250 or more
- With a monthly direct deposit of $500 or more
- With 10 or more monthly debit card payments or purchases
You must meet these requirements 3 business days before the end of the month. Transactions must be directed to the account and debit transactions can be PIN, signature, online, ewallet or telephone.
Other fees charged by the bank on this account:
- Stop payment: $35 each time
- Additional checks: $2 each
- Statement copy: $3 each
- Returned item: $12 (domestic) and $20 (international)
- Expedited ATM/Debit card replacement: $60
Umpqua Bank's Access Checking account can give you the flexibility and functionality you're looking for. Of course, there are many more alternatives that you can review in more detail and in one place: Busconómico.
Español: Cuenta Access Checking de Umpqua Bank