Umpqua Bank Access Checking account review

Often, it's not enough to have a simple management tool that lacks other, more advanced services. If you're looking for more options, Umpqua Bank's Access Checking account goes beyond the basic version to give you more benefits. Although it has a small monthly fee, you only need $25 to open it.

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Commissions

Account management:	$ 8 per month, which you do not pay if you meet basic requirements.
Check deposit:	Consult
Check writing:	Consult
Transfers:	$ 30 (outbound domestic), $15 (inbound domestic/international) and $50 (outbound international)

Advantage

Checkbook:	With checkbook

Requirements

Minimum deposit:	$ 25

Additional information of Access Checking account

The main difference between the Access Checking account of Umpqua Bank and the basic version Embark Checking is its additional advantages. With this financial instrument you get:

Mobile/online banking to streamline your transactions.
At least four rebates per month at ATMs of other banks
Use of the Go-To application so you can have your own financial advisor
Paper statements at $3/month or free when you sign up for digital statements
Up to three Grow Savings or Thrive Money Market savings accounts with no monthly maintenance by linking them to your Access Checking account

This interest-free checking account includes a $5 monthly fee that you can avoid in three ways:

With a monthly mobile deposit of $250 or more
With a monthly direct deposit of $500 or more
With 10 or more monthly debit card payments or purchases

You must meet these requirements 3 business days before the end of the month. Transactions must be directed to the account and debit transactions can be PIN, signature, online, ewallet or telephone.

Other fees charged by the bank on this account:

Stop payment: $35 each time
Additional checks: $2 each
Statement copy: $3 each
Returned item: $12 (domestic) and $20 (international)
Expedited ATM/Debit card replacement: $60

Umpqua Bank's Access Checking account can give you the flexibility and functionality you're looking for. Of course, there are many more alternatives that you can review in more detail and in one place: Busconómico.

Español: Cuenta Access Checking de Umpqua Bank

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