Free Checking Account from First Citizens Bank

Getting a financial management instrument is not complicated, but choosing one is difficult due to the wide variety of options on the market. One of these alternatives is First Citizens Bank's Free checking account, a banking product that you can open with $50 and that has no handling fee or commission for issuing checks or making transfers.

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Commissions
Account management: $ 0 if you activate paperless statements and notices
Check deposit: $ 0
Check writing: $ 0
Transfers: $ 0
Advantage
Checkbook: With checkbook
Requirements
Minimum deposit: $ 50

Additional information of Free Checking Account

Opening a First Citizens Free account is a process you can do from the comfort of your own home. You only need to be over 18 years old, be a permanent resident or have U.S. citizenship and live where this financial institution operates. The rest is simply to fill out the online form and wait for instructions for any further processing.

First Citizens Bank accountsThis non-interest checking account does not require a minimum balance and you can manage it for free and under only one condition: sign up for digital statements.

In addition, this financial instrument offers you no-cost mobile banking, 24/7 deposits through your favorite devices, the Bill Pay feature and several levels of overdraft protection.

There are other advantages when you sign up for this interest-free checking account:

  • Free transfers.
  • Unlimited checks at no cost.
  • Alerts. You can receive email or sms notifications to stay on top of your activity.
  • Payments with your smartphone. This option allows you to link your Visa debit card to various digital wallets so you can pay using Apple, Google or Samsung Pay.
  • Identifying spending trends. The "Manage my money" tool is available to help you learn more about your spending habits.
  • First Citizens App. This program contains a series of very useful tools that facilitate the convenient management of your income and can be installed on all your devices.

First Citizens Bank's Free checking account wants to give you that low-fee operation and great versatility that you will surely appreciate.

In any case, be sure to check out other similar alternatives without fees that you can find in the Busconomico database, such as the accounts of Ally Bank or Axos Bank.

Español: Cuenta corriente Free del First Citizens Bank