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From Busconómico we always try to be as impartial as possible when analyzing the banking products offered by financial institutions in the United States and, from this objectivity, we can affirm that the accounts offered by Ally Bank are among the best you can hire.
They are online accounts, which are contracted and operated through the Internet, which in itself is an advantage because you will not have to go to any branch or wait in line to use your account.
Ally Bank accounts are also exempt from major fees. You won't have to pay any handling fees, transfers are free, associated debit cards are free, and checks are free.
Nor will you have to meet any income requirements or minimum initial deposits or monthly balances to enjoy its benefits.
And, as if that were not enough, these accounts also remunerate the balance with interest rates well above the market average.
In this last aspect, the Online Savings and Money Market accounts stand out above all, with a yield of 3.40% APY, 10 times above the average.
It also has a current account, the Interest Checking, which also remunerates the balance and does not charge commissions. This allows you to access other products marketed by the bank, such as personal loans, credit cards and mortgages.
Of course, at Busconómico we always recommend comparing and studying the various options offered by banks, but we can assure you that, although there is an equal or better option, Ally Bank accounts are a great choice for your money.
Español: Cuentas corrientes y de ahorro de Ally Bank