Additional information of Smart Money account
The BMO Harris Bank Smart Money Checking account includes a $5 monthly maintenance fee. If you are under 25, you can avoid this charge, otherwise you must pay it.
If you request paper statements, you add $2; you add $3 when you request check images; and $5 for both services. If you sign up for digital statements, the handling fee is $5.
With this checking account, they don't charge for overdraft or NFS and using the card for foreign transactions cost 2.8% of the amount + currency conversion (if applicable). There are other common fees:
- Money order: $5
- Cashier's check: $10
- Cash withdrawal at other banks' ATMs: $3
Among the advantages associated with this checking account, we have to highlight the following :
- Zelle
- Free and unlimited transactions at 40,000 Allpoint ATMs
- Unlimited transactions at physical stores or online with your debit card.
- The possibility of getting cash at a BMO Harris ATM through your cell phone.
- Digital banking to check balances, make transfers, pay bills and more
- Use of the Total Look tool, which allows you to manage your account online from another bank
- 0.5% interest rate rebate on a home equity loan when you enable Bill Pay
If you've had problems with overdrafts and lack of funds in the past, the BMO Harris Bank Smart Money account is a convenient solution. In the event that you need other features, Busconomico guides you to the best alternatives, analyzing accounts at top U.S. banks such as Citibank or PNC Bank.
Español: Cuenta Smart Money de BMO Harris Bank