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Here you will find information about all checking and savings accounts that Citibank markets in the United States.
Our specialists in these types of products have analyzed them so that you can have all the necessary information to compare them and select the one that best meets your needs, avoiding paying more commissions than necessary.
With all the checking accounts of the financial entity you will have a free debit card with which you will be able to buy wherever you want with direct charge to your account balance. You can also withdraw money at ATMs around the world, free of charge at Citibank ATMs.
Although most of these current accounts apply a monthly fee, you have ways to avoid it by maintaining a minimum balance. Check the terms and conditions of each account to save this fee.
Signing up for these checking accounts will also provide you with benefits on other bank products, such as obtaining discounts on interest rates on Citibank personal loans or the additional accumulation of points from the Citi ThankYou Rewards program, which allows you to redeem them for travel, gift cards, purchases or cash.
Checking accounts you can sign up for with Citibank
Currently, the financial institution offers two basic checking accounts, the Access Checking and the Regular Checking.
The first one does not have the option of writing checks, while the second one allows you to have a checkbook, in addition to the debit card that both offer.
If you want to obtain more advantages and additional functionalities, you have the option to scale through the different levels or packages offered by Citibank, being able to access the Citi Priority with a combined balance of more than $30,000, the Citigold for more than $200,000 and the Citi Private Client if the money you have distributed in the entity exceeds one million dollars.
You can also sign up for savings accounts with Citibank, to get a return on money you won't use immediately.
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With these accounts you get interest from the first dollar and you can deposit and withdraw money whenever you want, although by law you cannot make more than 6 withdrawals per month. They also allow you to write checks to make payments.
In addition to Citibank checking and savings accounts, on Busconómico you can find many other bank accounts from other financial institutions operating in the USA, which you can learn about and compare in our account comparator.
Español: Cuentas de cheques y de ahorro de Citibank USA