BMO Harris Bank offers checking and savings accounts for individual customers in all the states where it has a presence: Arizona, Indiana, Illinois, Kansas, Florida, Missouri, Minnesota and Wisconsin. Check here all the updated information about their accounts to choose the one that suits you best.

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Smart Advantage account

Smart Advantage account

Checking account that allows you to avoid the monthly maintenance fee if you activate digital notifications, instead of receiving them on paper.
Smart Money account

Smart Money account

Fully functional checking account with no maintenance fee for those under 25 years of age, with debit card and no overdraft or NFS fees.
Savings Builder Account

Savings Builder Account

Interest-bearing savings account with no maintenance fee and a bonus for the first 12 months if your balance grows by at least $200 each month.

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Whether you're considering a banking product to save or manage your day-to-day expenses, there's an option that will give you the convenience you need. Among the wide range of instruments available are accounts from BMO Harris Bank, which are backed by a long-established institution.

By reviewing this bank's website or using the Busconomico database, you will find 3 alternatives for savings (Savings Builder, Premier Money Market and certificates of deposit) and 3 other checking accounts to manage your income (Smart Advantage, Smart Money and Premier Account). All of them have their own particularities for you to choose the most suitable one.

BMO Harris accountsWith these financial products you can earn interest on balances, use digital tools that simplify your finances and access more than 40,000 ATMs at no cost. In addition, you can enjoy services such as:

  • Zelle to send and receive money from your contacts.
  • Mobile Cash to withdraw cash from ATMs using your favorite device.
  • Mobile Check Deposit from your smartphone so you don't have to visit a branch.
  • BMO Total Look, which allows you to keep all of your own and other accounts in one place

What requirements do I need to open an account at BMO Harris Bank?

The application process for these instruments is no longer as complicated as it was 30 years ago. Digitalization has allowed you to open an account in minutes from your home/office via the Internet.

To apply for a BMO Harris account, you will need to:

  • Be over 18 years of age
  • Show a valid U.S. address
  • Possess U.S. citizenship or a green card for permanent residence.
  • Have the minimum opening amount
  • Have a valid government ID and SSN

How do I apply for an account at BMO Harris Bank?

If you plan to apply for a BMO Harris account and meet the requirements, the rest is easy. You have the option of using the online form to complete the application in less than 10 minutes or you can go to your nearest branch and be seen in person.

Español: Cuentas de BMO Harris Bank