Mortgage loans from Umpqua Bank with fixed and adjustable rates

Mortgage loans from Umpqua Bank

Umpqua Bank has a 50-year track record of helping communities make homeownership a reality. This has made its mortgage portfolio one of the broadest in the market.

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Purpose

For financiate:	First, second home or investment property
Destiny:	Purchase, refinance or build.

Interest

Interest:	From 6.42% APR fixed-rate
APR:	6.42%

Limits

Minimum of years:	15 years
Maximum years:	30 years
Minimum financing:	Consult
Maximum funding:	Consult
Maximum percentage:	Consult

Commissions

Investigation commission:	Consult
Opening commission:	Consult
Commission for advance payment:	Consult
Commission for surrogacy:	Consult

More information of Mortgage loans

To learn about Umpqua Bank's mortgage application process, you should contact them by visiting an agency or by calling 1-(866)-470-2852. You can then choose from one of these options:

Conventional Fixed and Variable (ARM). These are the most popular because one offers you a stable rate and monthly payments that do not vary. The other gives you cheaper down payments and shorter terms.
Construction and renovation. With this financing you can do anything from small renovations to building from scratch.
First-time buyers. If you are a first-time homebuyer, loan officers guide you on what you can afford, what you can do and what programs you can take advantage of.
Jumbo. Through this mortgage loan you can get higher than conventional amounts with fixed and variable rates if you want to buy, renovate or build big.
Low down payment. Sponsored by the FHA and rural USDA, these programs favor first-time buyers who need help with down payment and closing costs.
Military. ODVA and VA target active duty officers, reservists and veterans who need help with real estate purchases or refinancing.
Medical. Jumbo and conventional mortgages are available to residents and practicing doctors to obtain a home.
Vacation ownership. Ideal financing for those seeking a second home or investment property.