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Financial support is essential to improve our quality of life. When you are a KeyBank customer, you have the possibility to apply for one of its mortgages to buy a new/used home or refinance your current mortgage loan. It is a personalized assistance that guides you step by step through this process.
Mortgage loans are very popular banking products and in this bank's catalog you will find several options:
- Fixed-Rate
- Adjustable-Rate (ARM)
- SilverKey and GoldKey (high amounts)
- Jumbo and GoldKey with interest only
- Mortgage for Healthcare Professionals
In addition, this financial institution has other alternatives if you need financial assistance for closing costs or down payment:
- FHA loans
- VA Mortgages
- Fannie Mae HomeReady
- Key Community Mortgage
In combination with all of these options, there are several calculators available on the KeyBank website that give you a better idea of the possible costs you will have to assume.
What requirements do I need to apply for a KeyBank mortgage?
The process behind taking out a mortgage usually requires considerable time and paperwork. In order to make it easier for you, you can review the requirements for these financial instruments here to refinance and here to buy.
You may be interested in: Ally Bank online mortgage loans
For now, we'll tell you that they fall into 4 main categories:
- Credit history
- Asset and income verification
- Property/transaction information
- Additional information at the bank's request
We remind you that this financial institution requires you to obtain proof of private mortgage insurance (PMI) before executing the closing of the transaction.
How to apply for a KeyBank mortgage?
As this is a very important procedure and full of details, we advise you to call the bank to explore options and clarify doubts. As far as the application is concerned, it is usually carried out through an MLO, who has the task of guiding you from start to finish.
This also means that you should visit the nearest local branch to get the mortgage loan you want.
Español: Hipotecas del KeyBank para comprar casa o refinanciar