Regions bank Life Visa Credit Card review

Updated

Cash is being displaced by other more efficient and eco-friendly methods of managing our daily expenses. Among those options is the Regions Bank Visa Life Card, a convenient, no-annuity plastic with a 0% introductory APR for 15 months and several benefits.

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Details
APR: 17.24%
Card type: Credit card
Supplier: Visa
Card limits
Credit limit: Consult
Daily limit: Consult
Fees and commissions
Issue fee: Consult
Replenishment Commission: Consult
Annuity: $ 0

Additional information of Life Visa Credit Card

Regions Bank Life credit cardGetting the Regions Bank Visa Life Credit Card is easy. All you need is to be of legal age and have an excellent credit score. The effective annual percentage rate will depend on your credit history and the current Prime rate. For cash advances, you are charged an APR of 30.24%.

This card does not include a rewards program, but it does have an interest-free grace period that lasts 15 months. This is useful for making important purchases or a balance transfer to pay more conveniently. This last operation must be executed within 60 days after opening the account.

On the other hand, the Visa Life card comes with some of the most well-known benefits of this company:

  • Tap to Pay technology
  • Zero liability policy
  • No commission for foreign transactions
  • Use of Apple, Google and Samsung Pay digital wallets on your smart devices
  • Simplified online shopping by registering with this bank and using the designated icon
  • Option to use this credit card as overdraft protection for a Regions checking account

Fees include:

  • Late Payment: Up to $39
  • Cash Advance: $10 or 4% of the amount (whichever is greater)
  • Balance Transfer: $10 or 4% of the amount (whichever is greater)

The Regions Visa Life card is good for travel, balance transfers and interest-free payments for 15 months. With this bank you can also start or improve your credit score with its Secured credit card.

Español: Tarjeta de crédito Visa Life de Regions Bank